Old 04-12-17, 09:34 PM
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Originally Posted by Dean V View Post
Certainly on average people lose with insurance. But there will still be winners. Compensated for by the the losers.
That EXACTLY describes the craps table in Vegas.

Originally Posted by Dean V View Post
They guy I know who has had 3 Pinarello Dogma's and a set of Lightweight wheels replaced on insurance is one of the winners .
My homeowners is $3k/yr w/ $5k deductible. 10 years w/ no claims, I'd probably still be a loser on 3 dogmas and a set of lightweight (lew) wheels.

It's really just fire/storm/total loss of the house, or the random $5m lawsuit for some idiot sliding on some other idiots dog **** on my sidewalk that I really have to insure against. the rest of the coverage I'm just stuck paying for whether I want it or not.
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