Originally Posted by
work4bike
My riding is all on pavement.
If that's the reason for fenders, then as far as I'm concerned they are not worth the time, because you're going to get wet no matter what; I don't mind getting wet, I don't care if my bike gets wet, but I hate all the road grim. But I guess it's just a part of cycling.
FL? Hmmm, guess you are not riding in snow, sleet, slush, sand, road salt or brown car snot? At above and below freezing? YRMV.