I retired 10 years ago when I was 60. I would have retired earlier than that if I could have, but I needed more years in the system to qualify for retirement benefits. I like my work (English teacher/prof.) but I like not working and getting paid much better. Diminished physical abilities have not hampered my outdoor life. I still bike, hike, ski and walk. I do everything more slowly and with less stamina, but life has never been better. As I tell my friends, since I retired I have felt completely free for the first time in my life. When people ask what I do to keep busy I tell them the truth. Nothing. I don't like being busy. I do things that need to be done and that give me pleasure. I also love to do nothing. Now that you are retired you can do what you like. Congratulations!