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Old 10-10-18, 05:16 PM
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Originally Posted by genec View Post

But according to the article in the OP, in the UK, at least one company has realized cyclists may be better drivers, and offers them a better rate, based on this.

read it for yourself.
I read it and read nothing that indicates that the rate discount is based on actuarial data and the rate discount may be a sales device by a boutique insurance company to help market their policies to cyclists.

Less claims without discussing costs of claims doesn't mean much. Just as likely bicyclists could be getting a discount because they are expected to drive fewer miles.
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