My essential categories are:
1) Dry [weather] bikes
2) Wet [weather] bike
Dry weather bikes = no fenders, and can range from the nuttiest crit geometry'd frame to a full on tourer. Wet weather/winter/"the fender bike" is only one, because fenders, and possibly racks, add weight and often don't make the bike look better, and I like my bikes as light and lovely as possible. I'm only cleaning one bike's worth of road grit.
More seriously, to the OP, I like your list and think that's a perfectly good place to start, if really, hold. Most of my dry bikes are all fast bikes, and I prefer it that way.