Originally Posted by
tandempower
If they budget for it, they also budget to be in debt. That means they are budgeting money they don't have (yet) and banking on making more money to pay that debt. That puts everyone under pressure to squeeze money out of others to pay off debts, which makes for bad social-economic relations.
If people actually limited themselves to what they could afford without going into debt, they would be free to negotiate work and business opportunities without subtle pressure and desperation that puts everyone involved at a higher level of drama/aggression.
Transit and other LCF transportation options provide the opportunity to live debt-free, or at least more debt-lite.
The problem is, they would also limit themselves to advancement. Moving forward requires some risk, and the greater the risk, the greater the reward. That's just business.
Originally Posted by
FiftySix
My ex-mother in law drove city buses for Metro in Houston.
When off duty, she never rode a bus. She drove her own car. In fact, she drove her car to the bus depot every work day to get her bus for the day.
Now you see that's one of the biggest problems in the transit system. If I were the director, periodic us of the system (particularly by those that design it) would be a mandate. If it doesn't work for you, how can you expect others like yourself to use it?