Originally Posted by
rydabent
Your point is well taken, but just remember a scratch or small dent on a car you caused can cost an arm and a leg these days.
Maybe a pinky.
I can figure out how to cover a paint scratch or minor dent.
If I "total" a car, then that will be the least of my worries.
I just don't ride in a manner that I think I would get more than a 50/50 fault, and likely send both people away to cover their own.
I was yelled at a few days ago for "crossing against the light... except that I wasn't. I hit the crosswalk button. Waited for the signal change, then proceeded. Unfortunately, poor public planning gave the crosswalk & traffic a "go" at the same time. Had I been hit, the liability would have landed solidly on the driver. A turning vehicle can not hit someone in a crosswalk... ever...