Thank you! That would be great! You also seem to have a gear hub but without the protective cap on it. My rear rack is mounted high so that the panniers do not "sit" on the protective cap of the gear hub. I am wondering if the Tern Cargo Rack mounts the panniers in a way that they do not touch the protective cap but can still be mounted much lower. I prepared some photographs in which I tried to draw what I am talking about but apparently I cannot post them before I have made ten posts int his Forum. Anyway, thank you for your support!