I rode a Swift and considered it before I got my BF. It rode rather nicely, but it was stock and I definitely would have needed to change some components to be happy. Two major differences: steel versus aluminum frame (a difference I noticed and did not like), and the Swift is a "collapsing" bike rather than a folder. If those don't bother you, go for it at any reasonable price. There are some very long threads here from folks who have customized their Swifts and been super happy with the results. It's a good looking bike, too.