There is a big push to use the HRM as screening. Save for rare FDA approved systems it's problematic.
Don't even pretend the consumer level HRM gives you anything a physician will accept as data.
It will possibly open you to a $3K to 10K work up, with poor predictive value.
The best of them are mediocre compared to the one the doc paid $2500 for.
Rarely they find some AF, but mostly just chases errors.
Nothing better as a financial plan than making mistakes and getting paid to look into them.
Not saying AF isn't a problem, but
We are awaiting a system that out performs taking you own pulse if you feel funny, and having someone to call.