If you are not a purddy boy "real cyclist", what you wear when you ride can be rather inexpensive. I wear $15 rugby shorts from Scheels sports store, and T-shirts I get when entering bike club rides. So my whole "kit" is about $20. That mean that for the price of one "approved" jersey I can be kitted for 4 days. However I do buy good cycling shoes for clipless pedals.