USAA told me I basically need a rider for each bike I wanted to value and list on my renters policy.
just like cars insurance companies are going to give you as little as possible. They don’t care if you had a Colnago made from angel bones encrusted with jewels made from unicrown horn that was blessed by the Pope or a huffy you got on sale at Walmart. It is just a bike to them
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“One morning you wake up, the girl is gone, the bikes are gone, all that's left behind is a pair of old tires and a tube of tubular glue, all squeezed out"
Sugar "Kane" Kowalczyk