Originally Posted by
atnyc
It's a simple question. Does or does not auto insurance cover racks?
Seems people are more interested in prying into the detail of an accident. Perhaps for entertainment value?
If it were my accident, I would NEVER post any detail on a public forum. It can come back to haunt you!
That is why you should ask your insurance agent. Whether it's your fault or another persons fault, your agent can more intelligently answer the question and give you guidance.
From insurance company to insurance company it might be different and in different states even the same insurance company might be different. Some states require certain things others don't require.
If you have differing policies with different agents, then ask them all.