I had a very embarassing close call one morning a couple of weeks ago. I was heading back to my office to clean up and a bug hit my arm and bounced into my halter/jersey. I looked down and it was the biggest bee I had seen in a long time. I start screaming and swatting at my shirt. I still haven't figured out how I managed not to fall.
I can laugh about it now, but for a while there every time I heard buzzing I ducked.