Steve, thats for that. After reading through a few searches on google, I pretty much came to that same conclusion. I might also just buy that 8 speed version and trade it in when the 21 or 24 speed version comes to market. The Dutch market is pretty big over here. This is a country of 16,000,000 and everyone owns at least one bike. I think about 1,000,000 bikes get stolen each year, but that's another topic.
You mentioned a 'DF rider'... what's that?