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Stop crashing!!!

Old 11-26-08, 06:23 PM
  #1  
urbanknight
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Stop crashing!!!

An email from USAC regarding next year's race fees:
As you renew your membership, you’ll notice that the fee structure for 2009 is mostly unchanged and the price of an annual license is still the same as it was compared to five years ago! However, as a result of a significant increase in insurance claims and premiums, we will be forced to increase our insurance surcharge by an additional $1.00 per race day to $3.00 per day for all sanctioned competitive events. This increase is a direct result of rising insurance costs driven by a 125% increase in claims compared to 2006. In addition to the increase in our medical insurance premium, we are also facing a 15% increase in our liability premium for 2009. All told, we are very pleased that in spite of this increase in insurance costs and the uncertain state of the insurance industry, we were able to hold the additional cost to merely $1.00 per day of racing for each rider. Going forward, we will continue to work with our insurance carriers to keep the premiums as low as possible.
I wonder if any of our numerous Cat 4 crashes this year contributed to that.
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Old 11-26-08, 08:05 PM
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Nope, not crashing.

Claims.
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Old 11-26-08, 08:30 PM
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I read this today as well in my email........its just insurance companies doing what they do best.
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Old 11-26-08, 08:55 PM
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Move back in time circa 1985. Hairnets were fine and dandy. 1984 'lympics made the sport so popular. I think the 4 field doubled in 85. Soooo many crashes they finally said "hard shell helmets are now mandatory, no more hairnets". Noobs. Thank goodness I bypassed that category after my Jr's. Oh, this was pre-Cat5 days. It was all the talk the whole year. You did not want to ride in those early days of hardshell. They were heavy and hot.
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Old 11-26-08, 08:56 PM
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This only got sent out to CAT4's right?

I'm upgrading to the 4's as I renew my license, and I haven't received an email yet.
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Old 11-26-08, 09:07 PM
  #6  
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Originally Posted by triplebutted View Post
Move back in time circa 1985. Hairnets were fine and dandy. 1984 'lympics made the sport so popular. I think the 4 field doubled in 85. Soooo many crashes they finally said "hard shell helmets are now mandatory, no more hairnets". Noobs. Thank goodness I bypassed that category after my Jr's. Oh, this was pre-Cat5 days. It was all the talk the whole year. You did not want to ride in those early days of hardshell. They were heavy and hot.
I started serious cycling in 1991. My Bell hardshell helmet had a nifty 1/2" hole in front of the forehead you could open by moving the Bell oval up and close by moving it down.

Originally Posted by ridethecliche View Post
This only got sent out to CAT4's right?
If that turns out to be true, that would be hilarious considering the reputation we have gotten out here. I'm planning more road races and fewer crits next season because I don't feel like spending months off the bike while I can't conduct my bands.

I'm not actually sure it's crashes that caused it or other incidents.
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Old 11-27-08, 05:29 PM
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Im a cat 5 and recieved it
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Old 11-27-08, 06:10 PM
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Originally Posted by punksurfer024 View Post
I read this today as well in my email........its just insurance companies doing what they do best.
Or it could just be that there are a bunch of racers out there without primary insurance, which would lead to more claims on the USAC's, since the USAC's insurance is excess over, it only pays after a primary health insurance is exhausted.
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Old 11-27-08, 09:26 PM
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I got it. Meh. Newsflash...I'm still going to race.

This is going to go 1 of 2 ways - promoters will pocket $1 less by just absorbing the increase, or $4 more because no one is raising fees just by $1.
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Old 11-27-08, 10:34 PM
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And I'm sure the insurance didn't go up by an even dollar either.
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Old 11-27-08, 10:42 PM
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Easier said than done.
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Old 11-28-08, 02:37 PM
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I didn't get the email. In the grand scheme of things, it doesn't matter. $1 is only the cost of a gel packet.
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Old 11-28-08, 03:09 PM
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Hi,

As you renew your membership, you’ll notice that the fee structure for 2009 is mostly unchanged and the price of an annual license is still the same as it was compared to five years ago! However, as a result of a significant increase in insurance claims and premiums, we will be forced to increase our insurance surcharge by an additional $1.00 per race day to $3.00 per day for all sanctioned competitive events. This increase is a direct result of rising insurance costs driven by a 125% increase in claims compared to 2006. In addition to the increase in our medical insurance premium, we are also facing a 15% increase in our liability premium for 2009. All told, we are very pleased that in spite of this increase in insurance costs and the uncertain state of the insurance industry, we were able to hold the additional cost to merely $1.00 per day of racing for each rider. Going forward, we will continue to work with our insurance carriers to keep the premiums as low as possible.
It's not necessarily more crashes, it's more insurance claims. The subliminal message seems to be, "Don't file claims against the USAC insurance policy."

Of course, if you don't crash, you won't have to file a claim.
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Old 11-28-08, 04:22 PM
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Originally Posted by Cleave View Post
It's not necessarily more crashes, it's more insurance claims. The subliminal message seems to be, "Don't file claims against the USAC insurance policy."
Yes, I caught the accusational tone of the email as well. It never mattered to me. I never wanted to rely on USAC insurance anyway, so I wouldn't race or ride during the 6 months I didn't have health coverage.
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Old 11-28-08, 04:40 PM
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I"m a 4 and I didn't get the email
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Old 11-28-08, 07:20 PM
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Originally Posted by bdcheung View Post
I"m a 4 and I didn't get the email
I wonder if it just went to those in the regions with more claims.
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Old 11-28-08, 07:26 PM
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Entering any kind of athletic event w/o adequate health insurance is just plain tacky.
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