fender1 - Maybe in the future.

Tightwad - Aye, a full chain cover is something I'll want at some point. Whichever bike I get, I'll make sure I can mount a full cover on it.

I have a few months before I start working again. I'll use that time to get into biking condition, learn the best routes around my chosen area, and tune the bike to meet my needs. I believe by the time I find suitable employment I'll be ready and able to bike commute daily. Well, except in snow. I know some folks who ride in any weather, but snow is just too tricky for my tastes. Cold I can deal with, snow/slush/ice I don't want to deal with.