I have done so before. Not this year yet.
I think my "worst" day was a 20 km ride to a jobsite in the morning, with a snowstorm that had left 20 cm of fresh and wet snow over a thin coat of ice, and with a cross to 1/4 head wind of maybe 30-50 km/h.
In the afternoon, winds had shifted, temperature was warmer, so I had steady rain, with a 60-90 km/h headwind. It was much warmer, though... about +1 C.
Regards,