Originally Posted by Roody
You mean that you must own an insured car in order to have a driver's license? If this is true, I'm thinking that NC must be the only state to have this law. Here in MI, a "no fault" state, you must carry proof of insurance in your vehicle, but you can have a valid driver's license without having a car or insurance.
Insurance company's will offer "Operator Only" policys if pressed. You have to ask them though and you will pay dearly for it. I guess it is considered assigned risk.
My personal answer is that I have a $500.00 car parked in my apartment parking lot that I pay about $300 per year on insurance. I haven't driven it in a year and a half, but it keeps me clean with the authorities relatively cheaply. My credit card keeps the liability insurance paid when I rent a car.