Originally Posted by GeoKrpan
I need your help. I was hit by a car on Thanksgiving weekend and dislocated my shoulder. I have still not recovered. The car drivers insurance company is having a hard time believing this.
Hard time believing? Too bad for them. You settle when you are ready to settle not when they want to. If memory serves you have 5 years. You'll want to consult your own legal resources for confirmation on your rights here in CA. As far as the injury this is probably not the best source for medical info. I believe there are a whole lot of different ways you can mess up your shoulder. What is your doctor telling you? Who is paying your meds right now? In the absence of PIP coverage the other party's ins co isn't going to pay anything beyond property damage until you are ready to settle. This is standard.