All of the above is good advice! I would add that you want to get a chain/cog brush and or a chain cleaning system. I use the Finishline degreaser mixed about 1/4 for general wipping down and straight or 1/1 for the chain. I am a bit fussy, so I tend to use a chain claning machine (I have an old Vetta) and then I go over the chain and rear cogs with the brush (as I turn the crank) I then do the dame for the chainrings. This is an at least weekly event. The more you ride the more you need to do it!! I then give the chain a good dribbling of White lightning Race Day and run through all the gears so I get a bit of lube on the cogs too. (I found the regular White Lightening too goopy for my taste). The bkie gets a wipe down with dilute degreaer or Carnuba wax depending on whether or not I think the paint needs a coat of wax. I also put a drop or two of Triflow in all the pivit points on the detallers and into my brake hoods, quick releases and hubs. The hubs get wiped down with dilute degreasor followed by a dry cloth to get all the skum off of the braking surfases. About once a month (in race season) or so I also lube all my cables with Triflow. When I can afford to get one I plan to get a trueing stand so I can check my wheels for trueness about once a month. Of course this would mean tweeking spokes too.

That about does it for cleaning as far as I am concerned. I try my best NEVER to intentionally get the bike wet so I don't advocate the "car wash" method.
RUST!!!

I too highly recommend the Topeak!! I also have a folding allen set I keep at home for adjusting stuff when I am cleaning/adjusting the bike.

I hope this helps.

Bill