For what it is worth, I had the bike checked out at my LBS. Wheels were trued and minor adjustments made, but they were somewhat uncomfortable with the dent. They felt it was located in the least stressful place of the tube, but that if I hit a bump hard/wrong, it could collapse. They felt I could keep riding it with that assumption of the risk.
I will be dealing with the insurance company that represents the person who opened the door on me.
If the bike is unsafe to ride, I want to make sure they replace it adequately. I don't know what "potentially unsafe to ride" gets me in regard to leverage.
I'll try to take and post a pic tonight.
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Brian
Cervelo Dual/Calfee Tetra Pro/Kestrel 200sc/Specialized Sirrus/Diamondback Ascent/Centurion Fixie