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Old 10-02-07, 02:10 PM
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Location: Charlotte, North Carolina, USA
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Bikes: '71 Raleigh Sports, '84 Schwinn LeTour on the trainer (and available for hill repeats), '06 Scott CR1 SL (Ksyrium SL), and a yet-to-be-determined TT bike.

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Talk with a rep at your bank. Find out what the rates are on a money-market account. Then find out the highest rate you can get on a CD for the shortest time (sometimes, 48- and 60-month are the same). Tell that person your goal, and how much money you can afford to save each month, and then decide the best way to maximize your interest. This is the safest, short-term option I can think of.

Securities and bond investments should really be a long-term thing, where you have the ability to absorb short-term losses and achieve long-term gain.
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