Just ordered a pair of W160's for $42 each and some 60mm silver Planet Bike Cascadia fenders for $26 from eBikeStop. Pretty good deals on that site.
Yeah, I guess there's a slight chance that I could wipe out and kill myself as a result of running studded tires... but I'm pretty sure there's a bigger chance that I could wipe out and kill myself as a result of not running studded tires. I'm calculating my risks as best I can.