Thanks everyone. I'VE GOT IT!!!!!! Sorry for shouting. :-) I sometimes get excited when the old light bulb comes on. It don't take me long to get it like maybe 6-12 times and usually I'm going to get it or not. This tire is marked 28x1.75 AND 700x45C. Why so confusing. I'm still old school and used to be and still is I guess with a cruiser when you got a 26" bike, it had 26" wheels. You didn't guess whether it was tire or wheel size or maybe sometimes one way and sometimes the other. Riding is so much more fun.
Thanks again for bearing with me.
Tony