I have a healthy respect for lightning, but the chances of being struck are quite small. If I am riding when there is lightning around I pay attention to the flash/thunder lag, you know, counting the seconds to see how far away the flash was at ~1100 feet per second speed of sound. If the strikes are obviously getting closer, say under a mile (4-5 seconds) I start looking around for a place to get under shelter. I've only done it twice in 4 years, waiting 5-10 minutes for the storm to pass. Maybe it's unnecessary, but I figure its a small price to pay for a little extra insurance.
FWIW,
Raymond
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