Originally Posted by
edbikebabe
Yes, because insurance rules dictate we do. And we mountain bike with lots of beginners. 'Nuff said.
I'm curious. What insurance rules, and what exactly do they dictate when there is no law requiring such equipment? Who is covered by this insurance? Do they (insurance companies and/or club rule makers) also dictate that all bikes on every ride be equipped with all the safety devices that are actually required by local or state law such as bells, lights, and reflectors? Do they conduct a safety inspection for every bike before allowing members to participate? Maybe the
insurance companies can be blamed for that too.
Do the club officials hector the club members to follow the letter of the law at all times on their rides? And prohibit or toss out any rider who fails to comply? I'd be surprised.