RAGBRAI. Need I say more?
Join Date: Apr 2001
Location: West Branch, Iowa USA
Posts: 868
Bikes: 1998 Mongoose NX7.1, 2008 Kona Jake, GT singlespeed (year unknown).
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20 degrees and no wind is not very cold if proper clothing is worn. Most people (drivers) consider a sweatshirt and tennis shoes as winter gear, so they do not understand the comforts of layering. While I would not say 20 degrees is the optimal temp for cycling, one participating in such a cardio-activity is not going to get cold.