Originally Posted by
Glades2
Hopefully, if the insurance company looks at it that way, they will not contest her parent's claim, and, hopefully others will learn from this tragedy, and, at least will try to be more skilled in cycling mountain roads before attempting rides such as the Six Gap Century...
Glades2
Or reach some middle ground. If the insurance company has to pay in full, then premiums will rise for us pokey riders in order to subsidize reckless behavior. Just like automobile insurance, where higher premiums are assigned to drivers who have poor driving records, insurance companies have every right to insert 'reckless clauses' (for lack of a better name) in their policies, and/or charge more for coverage of certain acts.
roughstuff