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Old 02-05-09, 05:02 PM
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If you have the cash, +1 on the attorney thing.
If you're really lucky, your employer offers a legal group like ARAG. I pay $7/month, get a wide selection of lawyers with all sorts of specialties, and don't pay anything except court filing fees.

Long term -- move your stuff to a credit union. Credit unions are doing pretty darn good even in these times.
I luvz my credit union. Especially after how well I was treated when someone stole my card info and made a bunch of fraudulent charges, I can't say enough good things about my credit union.
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