Originally Posted by alanbikehouston
I love the idea that the motorist would ALWAYS pay for a cyclist's medical bills, but lawyers would hate it. "Who is at fault?" "The motorist....when the guy on the bike ran the red light, the motorist failed to get out of his way".
NJ has "No fault" insurance which means doctors don't have to wait forever to receive payment because the insurance companies have to pay regardless of who is at fault. This system does make for higher insurance payments for everyone but if you're car free, it will not effect you.