My experience with Phil Wood hubs:
After getting fed up with loose-ball bearings that need endless cleaning/lubing/adjusting/part-replacement, in 1997 I bought a pair of PW mtn hubs.
They have been through many different rims, and two different bikes.
I have never touched the internals.
About 6 weeks ago the freehub started making noises.
I sent the wheel into PW for $55 flat-rate service (plus two-way shipping).
It came back with all new bearings and a new freehub body.
$55 of repairs over 12 years, and *no* time wasted on maintenance is a bargain in my POV.
BTW The PW freehub is loud initially, but gets quieter over the years.