Go Back  Bike Forums > Bike Forums > Advocacy & Safety
Reload this Page >

Got in an accident sunday night...

Notices
Advocacy & Safety Cyclists should expect and demand safe accommodation on every public road, just as do all other users. Discuss your bicycle advocacy and safety concerns here.

Got in an accident sunday night...

Old 11-20-07, 07:22 PM
  #101  
I-Like-To-Bike
Been Around Awhile
 
I-Like-To-Bike's Avatar
 
Join Date: Oct 2004
Location: Burlington Iowa
Posts: 28,535

Bikes: Vaterland and Ragazzi

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 11 Post(s)
Liked 592 Times in 382 Posts
Originally Posted by Allister View Post
LOL. You'll argue against pretty much anything, won't you?

[SNIP]

Get some consistency, man.
Who could be more consistent in wacky arguing than someone with bike lane hysteria?
I-Like-To-Bike is offline  
Old 04-22-09, 03:06 PM
  #102  
AdamJaz
Internet Junkie
Thread Starter
 
AdamJaz's Avatar
 
Join Date: Jun 2007
Posts: 85

Bikes: Trek Madone 2007 5.2SL

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Hello Everyone,

I just wanted to submit an update to my situation. Thanks to all for the wishes.

I ended up having ACL, MCL, and PCL tears, with MCL and PCL being ruptures. My ACL was only 75% torn, and that healed on its own. PCL was replaced with allograph AKA some dead man's achilles' tendon. MCL was stitched together.

I still suffer some knee pain, but have decided it is due to poor muscle gains. I have been trying to ride hard and train hard. (Hopefully,) I am on my way to a full recovery. Knee pain has been limiting my training less and less, and now, I feel my "got hit by a truck" excuse is losing its validity.

Marvels of modern medicine and the body's ability to heal itself and hopefully I will be faster than ever in no time.

-AZ
AdamJaz is offline  
Old 04-22-09, 03:10 PM
  #103  
AdamJaz
Internet Junkie
Thread Starter
 
AdamJaz's Avatar
 
Join Date: Jun 2007
Posts: 85

Bikes: Trek Madone 2007 5.2SL

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Oh so that was 1 repair surgery and then a manipulation because my knee got all stiff (basically anesthesia + bending my knee to snap scar tissue). Supposedly this permanently tears some muscles. I think that it will fuse. Doc is recommending a 3rd procedure to clear up some scar tissue.
AdamJaz is offline  
Old 04-22-09, 03:12 PM
  #104  
CB HI
Cycle Year Round
 
CB HI's Avatar
 
Join Date: Mar 2005
Location: Honolulu, HI
Posts: 13,643
Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
Quoted: 1314 Post(s)
Liked 91 Times in 58 Posts
Good to hear that you are healing and well on your way back.
CB HI is offline  
Old 04-22-09, 03:19 PM
  #105  
StrangeWill
Senior Member
 
StrangeWill's Avatar
 
Join Date: Jun 2007
Location: Fallbrook, CA.
Posts: 1,109
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Good thing you're okay.

I'm ALWAYS looking out for this ****, have had people do it while driving too, so visibility is just of a moot point, awareness of idiots is your best weapon.
StrangeWill is offline  
Old 04-23-09, 08:38 AM
  #106  
Kurt Erlenbach
Senior Member
 
Kurt Erlenbach's Avatar
 
Join Date: Jul 2007
Location: Space Coast, Florida
Posts: 2,465
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 21 Post(s)
Likes: 0
Liked 1 Time in 1 Post
Any financial compensation from the driver?
Kurt Erlenbach is offline  
Old 04-23-09, 09:14 AM
  #107  
Speedo
Senior Member
 
Speedo's Avatar
 
Join Date: Jun 2006
Location: Boston Area
Posts: 1,998

Bikes: Univega Gran Turismo, Guerciotti, Bridgestone MB2, Bike Friday New World Tourist, Serotta Ti

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Duoh! Note to self: Check dates.

Glad you're healing.

Speedo
Speedo is offline  
Old 04-23-09, 11:38 AM
  #108  
Camilo
Senior Member
 
Join Date: Apr 2007
Posts: 5,020
Mentioned: 4 Post(s)
Tagged: 0 Thread(s)
Quoted: 423 Post(s)
Liked 208 Times in 139 Posts
I'm also curios about the final settlement. My advice at the beginning - when you were mentioning that the insurance company wanted to settle pretty quickly after the accident - was to wait until you were fully healed and all the medical consequences were settled and cost established. Including any permanent disability or limitation.

Insurance companies always want to settle early because it's often or usually cheaper because the injured party doesn't really know what the next year or two will bring.

(I was also going to jump on the "don't commit insurance fraud (bike)" bandwagon with the others.

So, what was the settlement, and when did you settle?

Thanks, glad you're making progress!
Camilo is offline  
Old 04-24-09, 10:41 AM
  #109  
AdamJaz
Internet Junkie
Thread Starter
 
AdamJaz's Avatar
 
Join Date: Jun 2007
Posts: 85

Bikes: Trek Madone 2007 5.2SL

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Camilo,

The insurance adjuster was very cooperative with reimbursing my personal property from the beginning. I got my jeans (which were cut by paramedics and ER staff) and bike (the real one, not the fraudulent one) paid for.

The guy had minimum liability. I went and spoke with a lawyer, who, knowing there was only a 15K pot to be had wanted to take me on for 30%. Got pissed when I didn't sign the retainer. I got an offer from his insurance for the full 15K (which was a "duh" because my medical bills far exceeded that). I have signed an acceptance for that. My own motor-vehicle insurance has a UIM (Under-Insured Motorist) protection of up to 100K. I am under instruction from the adjuster from my own insurance (state farm) to sit tight until I am healed. Since I have started the claim, there is no statute of limitations (normally 2 years) applying to the UIM claim.

Health insurance has paid everything, hopefully I don't have to subrogate the money back to them. I am pretty sure there's a way to avoid having to do that.

I only very recently even signed the 15K (perhaps a week ago).

-AZ
AdamJaz is offline  
Old 04-24-09, 11:19 AM
  #110  
Pat
Senior Member
 
Join Date: Jan 2002
Location: Orlando, FL
Posts: 2,794

Bikes: litespeed, cannondale

Mentioned: 5 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Originally Posted by ChipSeal View Post
It sure happens fast, doesn't it?

Lawyer up and heal fast. Get photos of his vehicle if you can.
By all means get representation. I was struck by an insured motorist who was in the wrong. I do not think I could have gotten a decent settlement representing myself. Having someone who knows the system represent you makes the insurance companies far more responsive.
Pat is offline  
Old 04-24-09, 10:48 PM
  #111  
AdamJaz
Internet Junkie
Thread Starter
 
AdamJaz's Avatar
 
Join Date: Jun 2007
Posts: 85

Bikes: Trek Madone 2007 5.2SL

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Pat,

Problem is he has minimum liability and he was getting foreclosed like before the economic crisis. He's broke as **** and I maxed out his insurance. Now my insurance will hopefully give me some good funds. If they don't, I get a lawyer!

-AZ
AdamJaz is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright 2021 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.