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Advice Needed: Down Tube Dent - Dangerous to Ride?

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Advice Needed: Down Tube Dent - Dangerous to Ride?

Old 04-12-07, 07:26 AM
You need a new bike
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Originally Posted by Hardheadmandca
The problem is coming up with an accurate price and getting enough to replace it without too much out of pocket extras.
You should get a quote from an LBS or two to have the damage repaired. In this case, repair requires replacing the frame with a new frame of the same, or similar, type from the manufacturer, plus labor for removal of the components from the old frame, and reinstallation on the new one. Provide the quote(s) to the insurance company.

Assuming the accident was the motorists fault, as your comments imply, then it is the motorists responsibility, through the insurance company, to compensate you for the damage to your property.

In the event that the cost to repair the bike exceeds it pre-crash value, the insurance company could elect to pay you for the pre-crash value of the bike. You could then, if you like, offer to buy back the bike at it's current "salvage value" (what it's worth with the damage). This might work out if you can get a new frame and make the repair yourself for less than the difference between the pre-crash and salvage values.
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Old 04-12-07, 08:16 AM
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You should be getting something for pain and suffering. A broken finger is not very pleasant and who knows what kind of problems you may have later. Arthritis and range of motion maybe something that you have to deal with for many years. The insurance company needs to put you back to where you were before the accident if possible.
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Old 04-12-07, 08:36 AM
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If you can try and get the insurance company to pay for a new frame. Get a quote from your LBS for the frame or one of equal value and the labor required to change the parts over.
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