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Cheez Wants to Buy a Nice Mountain Bike

Old 04-03-21, 08:35 AM
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Cheez
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Cheez Wants to Buy a Nice Mountain Bike

Guys,
I wanted to buy a Santa Cruz Highball CR (2021) for $2799 but they are completely out of stock.
Santa Cruz Highball CR
No plan for production for this model year.

I then looked at Cannondale F-Si Carbon 5 for $2700 which is similarly equipped as the Santa. But they are completely out of stock for this model year.

My friend then brought this bike to me to look at. It's Canyon Exceed CF7 (2021) for $2199.
Canyon Excced CF7

He said do not underestimate the bike because the price tag is lower. All three bikes are carbon fiber frame. And similarly equipped in componentry. Turned out that the Canyon bike has better chain and cogs (cassette) than the Cannondale one. And it's engineered in facility in Germany. And the bike looks quite sexy. Almost as good looking as the Santa Cruz and way better than the Cannondale. My friend knows I like pretty red bike. He picked out that Canyon for me. Problem is that this bike too is sold out, but they are still in production on demand. The Canyon website estimates they may be available starting May 19 of this year. The problem is because I already bought a scooter I don't quite have enough money to buy this bike ($700+ short).🙁
There is $2000 stimulus checks coming soon... I hope it comes in May so I can go order this bike. My friend also told me I can apply financing through Affirm in their website (Assuming if the stimulus checks gets delayed). Once the stimulus check comes then I can pay the bike off. He is OK with that.

Last edited by Cheez; 04-15-21 at 08:13 AM.
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Old 04-15-21, 08:27 AM
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Today I ordered a new mountain bike!!! Canyon Exceed CF7 (carbon) 😆 The canyon US site said estimated availability was 5/17/2021 but this morning to my surprise it's AVAILABLE! So I ordered it immediately. The total price with tax and shipping came out $2458.86. My parents sent me $820 a week ago to help me get the bike. I had $2460 in my bank account. I still had to apply for a $700 Affirm financing so I can buy other items for the bike, camera, etc and money left to pay my shed rent and bills on the Affirm financing untill the Fourth stimulus checks come!
I asked for discount before buying this bike and they said they will reimburse me the $99 shipping cost after purchasing the bike!
Oh I'm so excited 😁 Oh to those of you shopping for a mountain bike you might wanna hurry before they get sold out again it won't last.
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Old 04-15-21, 12:41 PM
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Originally Posted by Cheez View Post
I asked for discount before buying this bike and they said they will reimburse me the $99 shipping cost after purchasing the bike!
Should have bought two bikes..... They'd have given you twice the discount!
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Old 04-15-21, 12:45 PM
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All Canyon mountain bikes have been linked to an increase in blood clotting in the lower extremities.
It is a well documented issue and the main reason they have been selling their bikes at a lower price than their competitors.
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Old 04-15-21, 01:50 PM
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Originally Posted by Reflector Guy View Post
Should have bought two bikes..... They'd have given you twice the discount!
So if I buy ten of them, I'll pretty much be getting rich, right?
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Old 04-15-21, 01:57 PM
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Originally Posted by Koyote View Post
So if I buy ten of them, I'll pretty much be getting rich, right?
It's an offer you can't afford to pass up!
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Old 04-15-21, 02:11 PM
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Shed rent?
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Old 04-15-21, 03:14 PM
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Since the bike is in stock they should be able to ship it tomorrow. They said it comes with the basic plastic pedals... Good then I don't have to get pedals right away.. I will get aluminum pedals with toe straps for this baby!

Originally Posted by prj71 View Post
Shed rent?
Yeah I make installment payment on my shed ($95/mo 3 yrs) Rent-to-Own. I currently owe $1600...
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Old 04-15-21, 04:45 PM
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Originally Posted by Cheez View Post
Since the bike is in stock they should be able to ship it tomorrow. They said it comes with the basic plastic pedals... Good then I don't have to get pedals right away.. I will get aluminum pedals with toe straps for this baby!


Yeah I make installment payment on my shed ($95/mo 3 yrs) Rent-to-Own. I currently owe $1600...
if my tenant owed me $1600 and bought a $2500 Mt bike I'd be owning a new Mt bike.
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Old 04-15-21, 05:41 PM
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Originally Posted by prj71 View Post
Shed rent?
Sure, he's crapping in a bucket, but at least he's got a sweet new bike!
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Old 04-15-21, 05:44 PM
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I'll keep my old MTB for those prices!
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Old 04-15-21, 06:09 PM
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Originally Posted by Koyote View Post
Sure, he's crapping in a bucket, but at least he's got a sweet new bike!
Yup and Yup.😙

Originally Posted by dedhed View Post
if my tenant owed me $1600 and bought a $2500 Mt bike I'd be owning a new Mt bike.
My friend told me I will be able to pay off my shed with the stimulus money AFTER I buy another shed for my parents. That's also after buying insulation, double-size bed, and a nice wood stove for them. That's how much of stimulus (recurring) checks coming.
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Old 04-15-21, 06:13 PM
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Originally Posted by Cheez View Post
My friend told me I will be able to pay off my shed with the stimulus money AFTER I buy another shed for my parents. That's also after buying insulation, double-size bed, and a nice wood stove. That's how much of stimulus (recurring) checks coming.
I'd tell your friend he better pay your back rent or help you move out of my place so the new tenant can move in, because the mortgage, taxes, and insurance aren't waiting and won't accept a Mt bike as payment
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Old 04-15-21, 06:19 PM
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Glad Cheez has his priorities in order. I was beginning to worry.
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Old 04-15-21, 07:37 PM
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Originally Posted by dedhed View Post
if my tenant owed me $1600 and bought a $2500 Mt bike I'd be owning a new Mt bike.
People pay for things on credit. While paying that back, they can still buy other stuff. It's kinda common in life.

I'm not defending anything the OP has posted here, to be clear.
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Old 04-15-21, 08:00 PM
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Originally Posted by dedhed View Post
I'd tell your friend he better pay your back rent or help you move out of my place so the new tenant can move in, because the mortgage, taxes, and insurance aren't waiting and won't accept a Mt bike as payment
Well I'm not behind on rent. My friend got that covered for me so that I won't miss the payment. I too wanted to pay off my shed after getting the new bike but my friend told me not to do that. He said to buy the following items in order:
- Insulation for my shed ($750)
- Lumber to build a ceiling in my shed ($100)
- Power tools ($300)
- Burley Flatbed Bike Trailer ($250)
- Shed for my parents ($6750)
- Twin size bed ($250)
- Insulation for my parents ($700)
- Wood stove ($770)
- Porcelain Tile Flooring for both my shed and my parent's shed ($300)

And the last thing to do is to pay off my shed. That's what my friend told me to do.
He knows how much money coming as he is arranging all this.

Once I get the bike I will take a video and post here.😁 I also ordered a headcam action camera so I can record riding my bike! I will do POV for both the Canyon and Trek road bike.
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Old 04-15-21, 08:36 PM
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you should learn to embrace change, and mock it's failings every step of the way.







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Old 04-16-21, 12:00 AM
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Set your priorities straight. Get yourself full time job before shelling out cash for an expensive bike.
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Old 04-16-21, 06:54 AM
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Congratulations Cheez! I know from reading BF that you've been wanting a new MB. Man, you didn't skimp! Snap a pic and post it when you receive your bike. Sure is a nice one!
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Old 04-16-21, 07:18 AM
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Originally Posted by wolfchild View Post
Set your priorities straight. Get yourself full time job before shelling out cash for an expensive bike.
Have you read the other threads? Itís really not a concern in this case - we are way past that.
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Old 04-16-21, 07:20 AM
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Originally Posted by Cheez View Post
Yeah I make installment payment on my shed ($95/mo 3 yrs) Rent-to-Own. I currently owe $1600...
So you live in a shed?
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Old 04-16-21, 08:55 AM
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Cheez, This is going to sound rude to some, but I would suggest that you get a new financial advisor.

My advice: Stop the purchase of the bike immediately. In the situation you describe, spending this kind of money on a bike is beyond ridiculous.
Pay off the shed immediately with the money you have committed to buy the bike. Do not ever do a rent to own on anything again. (It is basically the most expensive way to buy something). Pay off any loans from Affirm immediately.
Get a productive job earning your own income.
Don't build your financial plan depending on future stimulus money that you don't know if it will ever arrive.
Take care of essentials first (which definitely do not include a new bike). In your situation, you should probably only own one bike. If you own any other bikes worth a good amount of money, sell them to get out of debt. Any "new to you" bikes in the near future should be used (max cost of $200-300).
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Old 04-16-21, 01:40 PM
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I'm feeling very bad today. I rode my Raleigh M80 bike with trailer to Kroger and parked my bike and trailer at the bike parking lot...when I came back somebody already knocked off my bike, possibly damaged it. Looked like somebody kicked my bike. My trailer is okay... I also rode my bike to an Asian grocery store (14 miles round-trip) and I got a flat...both the front AND back when I got to the store.😡 After the groceries I had to push my bike and the trailer home for 7 miles. I'm feeling extremely bad. When I get the Canyon bike I'm not gonna park at the grocery store or anywhere...

Originally Posted by Outrider1 View Post
Congratulations Cheez! I know from reading BF that you've been wanting a new MB. Man, you didn't skimp! Snap a pic and post it when you receive your bike. Sure is a nice one!
Thanks I appreciate your kind words..🙂
Yeah I didn't wanna give up on the bike as it is my most dependable transportation and joyride. Gotta have it😁 I will sure post pics or better make videos... Stay tuned.. the bike has already been shipped.

Originally Posted by Charliekeet View Post
Have you read the other threads? Itís really not a concern in this case - we are way past that.
Yeah he must've only read my first post here and didn't bother reading the whole thing... He's got a lot of catching up to do.
Originally Posted by prj71 View Post
So you live in a shed?
Yah.

Originally Posted by m21bmr View Post
Cheez, This is going to sound rude to some, but I would suggest that you get a new financial advisor.
Who, Peter Schiff? Mike Maloney?

My advice: Stop the purchase of the bike immediately. In the situation you describe, spending this kind of money on a bike is beyond ridiculous.
No. It's already been purchased. No plan to look back. Be thankful I didn't get a $3000+ 2016 Wilier Zero.7 Italian road racing bike that retailed for $7000...That was my second choice bike if things didn't work out with the mountain bike as they are mostly out of stock.

Pay off the shed immediately with the money you have committed to buy the bike. Do not ever do a rent to own on anything again.
No. Shed will be the last thing to pay off. Before the financial collapse comes I gotta get my parents shed squared away...as well as the insulation and the high-end wood stove. You won't be able to get them once the hyperinflation kicks in....a $500 bike would cost you $4000.. a $3000 shed would jump to over $10,000....you won't be able to buy anything as you will be busy paying property tax that will go skyrocket.

Pay off any loans from Affirm immediately.
I will pay it off once the Fourth stimulus checks come sometime July or August. I will have $1400 left. I'm gonna go buy insulation and some tools and still be able to pay my shed rent monthly.

Get a productive job earning your own income.
I can't work no more....

Don't build your financial plan depending on future stimulus money that you don't know if it will ever arrive.
Stimulus money will get people out of trouble and prepare for what is to come (Economic collapse).

In your situation, you should probably only own one bike.
Get a freaking clue...I need bikes for transportation, and joyride. Need a Ferrari-like bike, a transportation bike, a backup bike, and a backup of backup bike, oh and an electric scooter. My Dad is gonna need a bike to do groceries and pick up water supply...will give him my backup bike. He can share with me using the electric scooter. I will have TWO identical bike trailers....and link them together to make a train. You can then haul A WHOLE LOT of stuff.

If you own any other bikes worth a good amount of money, sell them to get out of debt.
Paying off shed is not urgent. Getting prepared for what is coming is. And there are enough stimulus money coming to pay off my shed later... Get your priorities straight.
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Old 04-17-21, 08:15 PM
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OP. Did you build your shed or buy it prebuilt. Got any pictures. I ask because with the world economy collapse around the corner I need a second shed for my kids and grandkids. I already have insulated mine and added the wood stove with the second stimulus check. Last year I upgraded mine and the wifeís bikes and Burley trailers so set there too.

Iíll post my shed pictures tomorrow. I stick built it but may not have time to build the second shed since the collapse may be eminent.
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Old 04-17-21, 11:57 PM
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Iím upgrading my shed to carbon fiber next week
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