Trek 7100. The commute is all road. I just bought the bike 8 weeks ago, and I love it. The max speed on this thing seems to be around 26 MPH, so I may need to address that at some time. I only reach that speed going downhill at the moment.

The suspension as delivered was WAY too soft. The first time I tried standing up to climb a hill, all of the energy when into compressing the suspension! I've stiffened it up quite a bit. I can also dial it down on the fly if I come to a bumpy patch or mostly level riding.

All in all I love the bike, but there are definitely times I wish I were on a road bike.

I've been using only a small trunk bag for years.

I just bought a small set of panniers to compliment. I've been taking bigger lunches to work. :D

Your poll sucks. You've left out some very viable options -- namely seatbags, racktop bags and messenger bags. Since when are panniers and backpacks the only options for carrying gear?

FWIW, I use a Carradice Barley seatbag and it holds all the clothes, food and gear that I need to carry without the additional weight of a rack/panniers -- and it keeps the weight off my back and well centered on my bike.

Seal Line backpack. Completely waterproof. At work we have a uniform service so I don't have to carry anything but my lunch. Once a week I take in some socks and underear. This backpack works perfectly for me.