I remember riding home from work one day right after a huge deluge had soaked the streets, leaving puddles everywhere - a couple of streets were flooded so badly my foot sank into the water on the down stroke. When I got home, I was bone dry except for my feet. I love my fenders.

When it calls for bad weather I take my bike with the fenders.

Going back home with my new front fender at night and my MagicShine on I realized how much "stuff" the front wheel throws up at me! So, despite having the fender the wheel was propelling large amounts of slush out towards front, from underneath the fender, I could see that clearly in the beam of my light. Then I looked down and there was water pouring down from under the fender.

Adam

it is important to have a front fender long enough to get the forward throw out in front and pointed downward... otherwise it could end up in your face, chest, or hands.