Go Back  Bike Forums > The Lounge > Foo
Reload this Page >

Identity Theft Question

Notices
Foo Off-Topic chit chat with no general subject.

Identity Theft Question

Old 07-23-16, 12:27 AM
  #1  
RubenX 
Look! My Spine!
Thread Starter
 
RubenX's Avatar
 
Join Date: Apr 2008
Location: Kissimmee, FL
Posts: 620
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 9 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Identity Theft Question

Few days ago my bank called and said there was a charge on my account, made on a gas station, on another state. They found it suspicious so they called me. They stopped the charge, cancelled my card and sent me a new one.

I was wondering what else could be going on so I tried to get my annual free credit report. But during the questions, it asked about addresses where I've never lived and loans I've never taken. So I could not check it.

Tonight I was trying Credit Karma and it says there's already an account opened, with a different email address that I don't recognize, using my name, DOB and SS info. And the way that site works, you can't even complain if you don't know what is the email addr associated with the acct... which I don't know because IS NOT MINE.

I am infuriated and at the same time very anxious because I don't know what to do next to fix this problem. Anyone here has some experience with this? Where to go? Who to call?
__________________
"Hoy es un dia normal, pero yo voy a hacerlo intenso" ~ Juanes
RubenX is offline  
Old 07-23-16, 12:52 AM
  #2  
Zinger
Trek 500 Kid
 
Zinger's Avatar
 
Join Date: Feb 2013
Location: Spokane WA
Posts: 2,563

Bikes: '83 Trek 970 road --- '86 Trek 500 road

Mentioned: 11 Post(s)
Tagged: 0 Thread(s)
Quoted: 2515 Post(s)
Liked 133 Times in 100 Posts
Wow that would be alarming.

If you were me I guess I'd wipe out my internet bookmarks and history in my browser.and format C:\ and reload my operating system to start with.
And after that I don't know what I might have to do. I wouldn't keep any of that critical information on my puter if that's even how it got out. I don't give it out over the phone either.
Zinger is offline  
Old 07-23-16, 06:05 AM
  #3  
ahsposo 
Rock Hard Member
 
ahsposo's Avatar
 
Join Date: Jan 2010
Location: Outside the Box
Posts: 7,134

Bikes: A Home Built All Rounder, Bianchi 928, Specialized Langster, Dahon Folder

Mentioned: 27 Post(s)
Tagged: 0 Thread(s)
Quoted: 5256 Post(s)
Liked 2,390 Times in 1,439 Posts
I'd google that for for you but I'm afraid that search might effect my credit score.
ahsposo is offline  
Old 07-23-16, 08:53 AM
  #4  
no motor?
Unlisted member
 
no motor?'s Avatar
 
Join Date: Dec 2005
Location: Chicagoland
Posts: 6,193

Bikes: Specialized Hardrock

Mentioned: 29 Post(s)
Tagged: 0 Thread(s)
Quoted: 1376 Post(s)
Liked 429 Times in 294 Posts
I think jsharr did it.
But seriously, my exwife had her purse stolen many years ago and her identity stolen. We cancelled all the credit cards and the woman trying to pass herself off as my wife was arrested and that was the end of it for us. Fortunately all the identity thief did was to open a number of store credit card accounts and was caught by someone who noticed that the black woman claiming to be my wife didn't look like the pale redhead in the picture on her drivers license.
no motor? is offline  
Old 07-23-16, 09:18 AM
  #5  
making
Senior Member
 
making's Avatar
 
Join Date: Aug 2007
Location: Greenwood Indiana
Posts: 2,726

Bikes: Road bike

Mentioned: 5 Post(s)
Tagged: 0 Thread(s)
Quoted: 591 Post(s)
Liked 42 Times in 30 Posts
I moved to Georgia a little over a year ago. I have had someone get my debit card and number 3 or 4 times and my wife's once. We have been at the same bank the entire time. The banks always takes off all charges, gives me all the cash I want, and the first couple of times mailed me a new debit card, the last couple they just made them while I was there. The guy at the bank says it has to be random, it is nothing I am doing, the odds of them getting my debit card number will be exactly the same if I change banks, and after they send me a new card there is no way anyone knows the number on that card. He thinks it is someone I do business with that has an unsecured computer. I have checked around this little town and it has happened to a couple of people, but no one this often. Next time it happens I am changing banks.
__________________
Good Night Chesty, Wherever You Are
making is offline  
Old 07-23-16, 09:35 AM
  #6  
deex
Senior Member
 
deex's Avatar
 
Join Date: Dec 2015
Location: West Palm Beach FL
Posts: 176

Bikes: Giant TCR SL 1, Niner Air 9, Motobecane Fantom Cross Pro

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 57 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Try https://www.annualcreditreport.com/index.action It is the government backed free credit report site that lets you check once a year and checks all the three reporting sites for free.

Good luck.
deex is offline  
Old 07-23-16, 10:12 AM
  #7  
skidder
Bipsycorider
 
Join Date: Sep 2012
Location: Orange County, California
Posts: 1,276

Bikes: Why yes, I do have a few! Thank you for asking!

Mentioned: 9 Post(s)
Tagged: 0 Thread(s)
Quoted: 594 Post(s)
Liked 339 Times in 245 Posts
Don't waste time using sites like Credit Karma; they're jut middlemen. Go to the actual credit reporting agencies (Experian and Transunion are the two biggies). They are required to give you a free credit report each year, and it'll show what's happening under your name with regards to credit (credit cards, loans & loan apps, etc) . If something is wrong contact them to dispute the entry, get that account put on hold, then get in touch with credit issuers who make the reports to Experian and Transunion to get the problems cleared up or resolved.
skidder is offline  
Old 07-23-16, 08:32 PM
  #8  
no1mad 
Thunder Whisperer
 
no1mad's Avatar
 
Join Date: Apr 2008
Location: NE OK
Posts: 8,852

Bikes: '06 Kona Smoke

Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
Quoted: 274 Post(s)
Likes: 0
Liked 5 Times in 1 Post
Any of your ex's been on a spending spree lately?
__________________
Community guidelines
no1mad is offline  
Old 07-24-16, 03:53 PM
  #9  
FBOATSB 
Senior Member
 
FBOATSB's Avatar
 
Join Date: Jul 2014
Location: Central Indiana
Posts: 1,850

Bikes: Old Stuff

Mentioned: 26 Post(s)
Tagged: 0 Thread(s)
Quoted: 708 Post(s)
Liked 167 Times in 128 Posts
We keep our credit frozen year 'round on all three credit reporting agencies Experian,Transunion, and Equifax. It's easy to do online and easy to unfreeze temporarily in the case of you applying for credit yourself. In my opinion it is the safest way to protect your credit identity.
FBOATSB is offline  
Old 07-24-16, 04:26 PM
  #10  
bobwysiwyg
Senior Member
 
bobwysiwyg's Avatar
 
Join Date: Jan 2016
Location: 961' 42.28 N, 83.78 W (A2)
Posts: 2,344

Bikes: Mongoose Selous, Trek DS

Mentioned: 8 Post(s)
Tagged: 0 Thread(s)
Quoted: 941 Post(s)
Liked 318 Times in 188 Posts
Originally Posted by fboatsb View Post
we keep our credit frozen year 'round on all three credit reporting agencies experian,transunion, and equifax. It's easy to do online and easy to unfreeze temporarily in the case of you applying for credit yourself. In my opinion it is the safest way to protect your credit identity.
+1
bobwysiwyg is offline  
Old 07-24-16, 05:42 PM
  #11  
skijor
on by
 
skijor's Avatar
 
Join Date: Mar 2006
Location: Wisconsin
Posts: 950

Bikes: Waterford RS-33, Salsa Vaya, Bacchetta Giro 20 ATT

Mentioned: 13 Post(s)
Tagged: 0 Thread(s)
Quoted: 830 Post(s)
Liked 452 Times in 277 Posts
Originally Posted by FBOATSB View Post
We keep our credit frozen year 'round on all three credit reporting agencies Experian,Transunion, and Equifax. It's easy to do online and easy to unfreeze temporarily in the case of you applying for credit yourself. In my opinion it is the safest way to protect your credit identity.
I wasn't aware that this was an option. Thanks! Everyone should be made aware of this.
skijor is offline  
Old 07-24-16, 05:50 PM
  #12  
FBOATSB 
Senior Member
 
FBOATSB's Avatar
 
Join Date: Jul 2014
Location: Central Indiana
Posts: 1,850

Bikes: Old Stuff

Mentioned: 26 Post(s)
Tagged: 0 Thread(s)
Quoted: 708 Post(s)
Liked 167 Times in 128 Posts
Originally Posted by skijor View Post
I wasn't aware that this was an option. Thanks! Everyone should be made aware of this.
Whats good for bikeforums is good for the country
FBOATSB is offline  
Old 08-03-16, 10:18 AM
  #13  
apclassic9
Caustic Soccer Mom
 
apclassic9's Avatar
 
Join Date: Jun 2005
Location: Millstone WV
Posts: 1,761
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 11 Post(s)
Likes: 0
Liked 1 Time in 1 Post
call lifelock and pay them!... go to irs.gov and try to get a tax transcript - if you can't - or one that really doesn't belong to you pops up, call 1-800-908-4490 to report ID theft to the IRS.
__________________
As with mud, life, too, slides by.
apclassic9 is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright 2021 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.