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Buddy of mine in auto accident with the bike I lent

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Buddy of mine in auto accident with the bike I lent

Old 07-15-16, 07:26 AM
  #1  
IrishBrewer 
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Buddy of mine in auto accident with the bike I lent

Thanks for the advice all, I'll follow up when the dust settles.

Last edited by IrishBrewer; 07-15-16 at 11:40 AM.
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Old 07-15-16, 07:31 AM
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College3.0
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I don't have any advice, I just wanted to say I'm very grateful your friend wasn't killed.
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Old 07-15-16, 07:31 AM
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jefnvk
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Only advice I can give you is to try and find a shop that deals in C&V stuff to get an accurate estimate, or at least a shop run by an old guy that has been into bikes forever. I doubt any of the kids that work at my local shops even know what a 600 Arabesque set is.

Not knowing your state, I can't comment on the 80% of value bit, as insurance rules vary drastically between states. It wouldn't fly in Michigan, though.
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Old 07-15-16, 07:32 AM
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Advice? No snark intended: don't talk about these kinds of things on an open forum. Places both your and your buddy's claim(s), if any, in jeopardy.
Seriously.
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Old 07-15-16, 07:47 AM
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Originally Posted by badger1 View Post
Advice? No snark intended: don't talk about these kinds of things on an open forum. Places both your and your buddy's claim(s), if any, in jeopardy.
Seriously.
+1

Everyone involved needs to speak to lawyers ... not a public forum.
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Old 07-15-16, 08:14 AM
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+2.....Clearly your friend will need a lawyer since the insurance company is playing hardball. I got hit many years ago from behind. Got a lawyer and got full max payout from his policy with 3 letters from the lawyer. My Trek 1400 was trashed, was only a year old. My back trashed...etc.

Glad your friend is alive. He will heal.
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Old 07-15-16, 08:25 AM
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I am not surprised by their offer, it is sort of a standard thing for insurance companies to try and get you to settle and put out less money, it would be reckless of them not to. You however do not have to take their offer. You can reject it and see what they do. Then you can decide how to proceed from there. The small amount of money you are talking it will be difficult to get many lawyers interested in. Depending on your state laws, your relief may be separate from your friend and it may not be...if you have any lawyers in your area that give initial consultations for free, that would be my next step.
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Old 07-15-16, 09:10 AM
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Seattle Forrest
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Originally Posted by badger1 View Post
Advice? No snark intended: don't talk about these kinds of things on an open forum. Places both your and your buddy's claim(s), if any, in jeopardy.
Seriously.
For the love of gods, don't let your friend say anything about this in public. You may or may not have a hard time finding a lawyer to take your case without having to pay up front, depending on the extent of your friend's injuries. If you can't, see if you can find somebody to talk to pro bono about your options, or pay for an hour of an attorney's time for advice.

I'm glad your friend wasn't killed. I hope he won't be permanently injured.

While your description of the accident would be hard to use against your friend in court, you should still clam up about it. Google knows all.
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Old 07-15-16, 09:44 AM
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Of course the ins company will try to screw you and your friend, dont let them get away with it, even if you have to get a lawyer. Let them pay for both your loss AND the lawyer.
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Old 07-15-16, 09:44 AM
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I'm with you on the 80%, because even where they do the relative fault calculation (like here), the person turning left is almost always cited failure to yield and therefore 100% at fault. Unless the other guy was breaking some law, which it sounds like your friend wasn't.

It's hard to justify the expense and hassle of going after that other 20% though.
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Old 07-15-16, 11:15 AM
  #11  
indyfabz
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Originally Posted by IrishBrewer View Post

Any advice for me or my friend would be appreciated.

As a lawyer, my advice is to read this sticky, which echoes what several others have written in this thread:


http://www.bikeforums.net/advocacy-s...bers-read.html
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