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Bill for magazine I didn't order.

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Bill for magazine I didn't order.

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Old 01-11-19, 10:24 AM
  #26  
Skipjacks
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Originally Posted by KraneXL View Post
Well I learned something here today. As a matter of fact, I just receive a box containing water saving devices: a shower head and water aerator from my water company. I would not have occurred to me to check the bill to see if I was charged for them. Thanks to you, I will investigate.
Caveat to my story.....you are in California. Normal rules don't apply.

God only knows if the state government passes a special law requiring everyone to pay for water saving devices.
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Old 01-11-19, 02:00 PM
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According to the Federal Trade Commission, you donít have to pay for unordered merchandise you recieve. Don't take my word for it. Here is the FTC website on the subject.

What the FTC says
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Old 01-11-19, 03:25 PM
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Originally Posted by Skipjacks View Post
None of this is based in any kind of law.

How would they know if you read it?

Hell how would they prove if the mail even delivered it? I'm sure it wasn't sent with tracking.

And how would they possible collect? Take you to court? You'd show up and say "I have no idea who these people are, your honor. They don't have an order request from me for this magazine or any proof they sent it to me. These people are nuts."
Quite often they will show that you clicked on something on a website, or checked something on a reply card or something like that. The onus is on you to show that you didn t use the product. That is why it is best to send it back. They are un likely to take you to court. They are just hoping you will pay. If you dont it may affect your credit rating.
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Old 01-11-19, 08:03 PM
  #29  
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Originally Posted by willibrord View Post
Quite often they will show that you clicked on something on a website, or checked something on a reply card or something like that. The onus is on you to show that you didn t use the product. That is why it is best to send it back. They are un likely to take you to court. They are just hoping you will pay. If you dont it may affect your credit rating.
No one is paying the fee to file a credit hit for a $10 magazine subscription
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Old 01-11-19, 08:11 PM
  #30  
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Originally Posted by KraneXL View Post
Yes, mail back "Did not order" in lieu of the payment, and make a copy for your records. Its always best to make an effort to stop a subscription than to do nothing. Just by receiving it without saying otherwise, makes it look like you accepted the delivery.

Its a periodical. I'm pretty sure by the time they get it back its old news.
Sending it back like you suggest is like picking up the phone on a scammer, they know you are real now and things may not stop. Contact your BBB and I would hope state's Attorney General/Department of Justice and let them know about it.

But sending anything back is a waste of postage and breath.
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Old 01-11-19, 08:17 PM
  #31  
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Originally Posted by Tanstaafl View Post
According to the Federal Trade Commission, you donít have to pay for unordered merchandise you recieve. Don't take my word for it. Here is the FTC website on the subject.

What the FTC says
That is basically it. The college kid in another apartment years ago tried to use my name and info to join a record club (remember those, 12 albums for a dollar, owe your soul to the devil)? and I was told when I went to the post office that I could keep them? I didn't though, wanted the club to know there was fraud...and besides, they weren't my favorite country artists either.
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Old 01-11-19, 08:58 PM
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An apology is in order to my fellow forum members for an inappropriate image I posted.

I correctly received a warning from a moderator and as I stated my attempt to inject humor overcame my better judgment.

I apologize if it offended anyone.

SB
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Old 01-11-19, 08:58 PM
  #33  
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They were sending me the magazine and bills for a few years. I think I even flipped through an issue or two. It all went in the bin without a second thought and zero effort put in to contacting them.

Reminds me, I haven't checked the mail in weeks. I should probably get rid of my mailbox to save the delivery lady the effort of cramming more crap in there. Hmmm... maybe I'll relabel the recycling bin as MAIL and cut a slot in the lid. I've got some thinking to do.
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Old 01-11-19, 08:59 PM
  #34  
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Originally Posted by Steve B. View Post
An apology is in order to my fellow forum members for an inappropriate image I posted.

I correctly received a warning from a moderator and as I stated my attempt to inject humor overcame my better judgment.

I apologize if it offended anyone.

SB
Awww! I missed it.

Link?
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Old 01-12-19, 01:03 AM
  #35  
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Originally Posted by Skipjacks View Post
No one is paying the fee to file a credit hit for a $10 magazine subscription
You'd be surprised. And you won't be happy when you have a collection agency harrassing you.
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Old 01-12-19, 01:38 AM
  #36  
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That's exactly what BBB and your AG etc. are for.
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Old 01-12-19, 05:41 AM
  #37  
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Originally Posted by willibrord View Post
You'd be surprised. And you won't be happy when you have a collection agency harrassing you.
No one is turning a $10 debt over to a collection agency.
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Old 01-12-19, 09:48 AM
  #38  
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Originally Posted by dedhed View Post
No one is turning a $10 debt over to a collection agency.
Not one. They bundle them and turn the whole lot over to an agency. It goes to a low wage call center, usually off shore, and they also send threatening letters.
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Old 01-12-19, 11:16 AM
  #39  
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Originally Posted by willibrord View Post
You'd be surprised. And you won't be happy when you have a collection agency harrassing you.
All you have to do is tell them that it's a disputed charge over something you didn't order, and they by law are not supposed to harass you any more. Of course, if they're using disreputable collection agencies, they'll likely keep calling. But that's what call blocking is for.
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Old 01-12-19, 01:03 PM
  #40  
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Originally Posted by Milton Keynes View Post
All you have to do is tell them that it's a disputed charge over something you didn't order, and they by law are not supposed to harass you any more. Of course, if they're using disreputable collection agencies, they'll likely keep calling. But that's what call blocking is for.
It has happned to me twice. Once for a $30 amount. The fake collection agency was quite persistent, even though it couldn't have been worth their time. Eventually they quit, but it took a while. The other time involved a disputed credit card charge. I can't remember the amount exactly, I think it was about $70. Definitely under a hundred. The credit card company opened a dispute file, then ruled in favor of the scammer, threatening me with a bad credit record if I refused to pay. I talked to a consumer advice bureau who told me
I had to pay if I wanted to preserve my credit record. I didnt pay and it has affected my credit record to some extent.

So just a warning to be careful when dealing with these types of scams.
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Old 01-12-19, 01:17 PM
  #41  
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Originally Posted by dedhed View Post
No one is turning a $10 debt over to a collection agency.
$7 and $8, right here. Some random leftovers from a medical bill that insurance didn't completely cover and no one bothered to bother me for, and found out about it when applying for a loan. Luckily medical debt doesn't ding you.

As to the rest, you have 30 days to dispute a debt collection attempt from being notified, during which time your credit cannot be dinged. Send them a letter saying you are demanding verification of the debt. If they cannot provide it, keep their response and file with credit reporting agencies.
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Old 01-13-19, 08:04 AM
  #42  
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Originally Posted by willibrord View Post
You'd be surprised. And you won't be happy when you have a collection agency harrassing you.
This is a bicycling board. If you are this fearful about something like this, how could you ever manage to ride a bicycle?
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