Go Back  Bike Forums > Bike Forums > General Cycling Discussion
Reload this Page >

Don't run the build costs

Notices
General Cycling Discussion Have a cycling related question or comment that doesn't fit in one of the other specialty forums? Drop on in and post in here! When possible, please select the forum above that most fits your post!

Don't run the build costs

Old 02-09-22, 09:33 AM
  #26  
prj71
Senior Member
 
Join Date: Jun 2015
Location: North Central Wisconsin
Posts: 4,219
Mentioned: 14 Post(s)
Tagged: 0 Thread(s)
Quoted: 2683 Post(s)
Liked 960 Times in 629 Posts
Originally Posted by javier87gav View Post
I'm pretty sure that more than 90% of people in this forum is using wheels more expensive than 300$
Oh hell...There are people people here (myself included) that have ONE WHEEL that costs more than $300!!!
prj71 is offline  
Old 02-09-22, 11:45 AM
  #27  
Kedosto
Callipygian Connoisseur
 
Join Date: Nov 2008
Posts: 1,373
Mentioned: 13 Post(s)
Tagged: 0 Thread(s)
Quoted: 564 Post(s)
Liked 350 Times in 190 Posts
Don’t know. Don’t care. It’s my hobby and considering what I’ve dropped on motorcycles, cars, boats, and RV’s (not to mention my wife and her horses), my bicycles are the least expensive hobby I have.

Someone around here has a sig line something to the effect “what do you think this is, a practice life?” And that’s exactly why I’m not waiting for tomorrow. If I can’t make room in my life for fun, what’s the point?
Kedosto is offline  
Likes For Kedosto:
Old 02-09-22, 12:01 PM
  #28  
himespau 
Senior Member
 
himespau's Avatar
 
Join Date: Jun 2008
Location: Louisville, KY
Posts: 13,148
Mentioned: 32 Post(s)
Tagged: 0 Thread(s)
Quoted: 3666 Post(s)
Liked 2,465 Times in 1,466 Posts
Originally Posted by cyccommute View Post
While I get the humor of the post, there is a very good reason to track what you spend on bikes and what you parts you have on the bike. I havenít had too many bikes stolen but when I did, I was glad that I had a list of parts. My insurance does replacement value but they need to know what they are replacing and they gave me enough to replace the bike with something just as good, if not somewhat better. I keep most of my receipts as well (digital copies work).

My wife, on the other hand, doesnít see the list of bikes nor their cost. Best not to stir that pot.
When I got hit, the insurance company made me an offer for what they thought my bike was worth. I responded that I'd spent at least twice that on building it up from the bare frame with parts specific to what I'd wanted and, due to pandemic pricing, it would be even more than that now. They stuck with, "well this is what it's worth regardless of what it cost the first time or what it would cost to replace." Then they got crappy about covering my injuries, lawyers got involved, and, 9 months later, I still haven't seen a dime. The replacement bike I built cost way more than I expected (and more than they offered if you count the value of the spare parts I had in my bin for one that's not quite as good of a fit for what I wanted as the previous one. The problem with vintage is there often isn't an exact replacement anywhere.
himespau is offline  
Old 02-09-22, 12:46 PM
  #29  
genejockey 
Klaatu..Verata..Necktie?
 
genejockey's Avatar
 
Join Date: May 2007
Location: SF Bay Area
Posts: 12,956

Bikes: Litespeed Ultimate, Ultegra; Canyon Endurace, 105; Battaglin MAX, Chorus; Bianchi 928 Veloce; Ritchey Road Logic, Dura Ace; Cannondale R500 RX100; Schwinn Circuit, Sante; Lotus Supreme, Dura Ace

Mentioned: 38 Post(s)
Tagged: 0 Thread(s)
Quoted: 7283 Post(s)
Liked 7,753 Times in 3,950 Posts
Originally Posted by Germany_chris View Post
I don't regret the money spent I was just surprised how much it ended up being since it was spent a couple hundred at a time after the initial frame purchase.
Yep. I bought a bike for $150. It was mostly complete. But it needed a front wheel. Then i discovered it needed a new bar. Then, new brake levers, to be really authentic. A new RD, for the same reason. Then the NDS crank stripped out its threads when I tried to pull it, and I damaged it taking it off, so a new crankset. Then a new seatpost, since the old one was too short. Then I found a tubular wheelset for $50, so a new pair of tubulars. Then a new saddle after one of the solid aluminum rails on the Concor Superleggera broke. And that's not counting new cables, new brake pads, new bar tape, new tires and a new cassette for the first wheelset. New freewheel for the tubular wheelset. Then new pedals after I decided that DynaDrive with clips and straps wasn't for me.

I have not totaled it all up. I did buy as cheap as I could find without compromising too much, but still.
__________________
"Don't take life so serious-it ain't nohow permanent."

"Everybody's gotta be somewhere." - Eccles
genejockey is offline  
Old 02-09-22, 12:48 PM
  #30  
Koyote
Senior Member
 
Join Date: Sep 2017
Posts: 6,552
Mentioned: 35 Post(s)
Tagged: 0 Thread(s)
Quoted: 5962 Post(s)
Liked 9,022 Times in 3,903 Posts
Originally Posted by cyccommute View Post
Some of us pay that much for a brake caliper.
Even before I scrolled down to see the photo, I knew it would be a Klamper.

If you're going to spend that much money on a brake caliper, that's the one you want.
Koyote is offline  
Old 02-10-22, 04:45 AM
  #31  
Jax Rhapsody
Rhapsodic Laviathan
 
Jax Rhapsody's Avatar
 
Join Date: Jan 2013
Location: Louisville KY
Posts: 970

Bikes: Rideable; 83 Schwinn High Sierra. Two cruiser, bmx bike, one other mtb, three road frames, one citybike.

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 203 Post(s)
Liked 114 Times in 83 Posts
I do stuff on the cheap, get what's good enough out of what I attain. I don't have a spare $300 to spend on parts, or an entire bike. I make magick, though.
Jax Rhapsody is offline  
Old 02-10-22, 06:32 AM
  #32  
L134 
Senior Member
 
Join Date: Dec 2015
Location: San Diego
Posts: 564

Bikes: 1978 Bruce Gordon, 1977 Lippy, 199? Lippy tandem, Bike Friday NWT, 1982 Trek 720, 2012 Rivendell Atlantis, 1983 Bianchi Specialissima?

Mentioned: 8 Post(s)
Tagged: 0 Thread(s)
Quoted: 265 Post(s)
Liked 103 Times in 62 Posts
Originally Posted by himespau View Post
When I got hit, the insurance company made me an offer for what they thought my bike was worth. I responded that I'd spent at least twice that on building it up from the bare frame with parts specific to what I'd wanted and, due to pandemic pricing, it would be even more than that now. They stuck with, "well this is what it's worth regardless of what it cost the first time or what it would cost to replace." Then they got crappy about covering my injuries, lawyers got involved, and, 9 months later, I still haven't seen a dime. The replacement bike I built cost way more than I expected (and more than they offered if you count the value of the spare parts I had in my bin for one that's not quite as good of a fit for what I wanted as the previous one. The problem with vintage is there often isn't an exact replacement anywhere.
Sounds like All State?
L134 is offline  
Old 02-10-22, 07:54 AM
  #33  
himespau 
Senior Member
 
himespau's Avatar
 
Join Date: Jun 2008
Location: Louisville, KY
Posts: 13,148
Mentioned: 32 Post(s)
Tagged: 0 Thread(s)
Quoted: 3666 Post(s)
Liked 2,465 Times in 1,466 Posts
Originally Posted by L134 View Post
Sounds like All State?
USAA, but, from what I've heard, they're almost all pretty similar when you're not their customer but state law means your insurance doesn't cover it and you have to go through the insurer of the person who hit you (instead of getting reimbursed by your insurer and having them sue the other insurance to get reimbursed).
himespau is offline  
Old 02-10-22, 10:52 AM
  #34  
cyccommute 
Mad bike riding scientist
 
cyccommute's Avatar
 
Join Date: Nov 2004
Location: Denver, CO
Posts: 25,844

Bikes: Some silver ones, a red one, a black and orange one, and a few titanium ones

Mentioned: 138 Post(s)
Tagged: 1 Thread(s)
Quoted: 5245 Post(s)
Liked 2,800 Times in 1,653 Posts
Originally Posted by himespau View Post
When I got hit, the insurance company made me an offer for what they thought my bike was worth. I responded that I'd spent at least twice that on building it up from the bare frame with parts specific to what I'd wanted and, due to pandemic pricing, it would be even more than that now. They stuck with, "well this is what it's worth regardless of what it cost the first time or what it would cost to replace." Then they got crappy about covering my injuries, lawyers got involved, and, 9 months later, I still haven't seen a dime. The replacement bike I built cost way more than I expected (and more than they offered if you count the value of the spare parts I had in my bin for one that's not quite as good of a fit for what I wanted as the previous one. The problem with vintage is there often isn't an exact replacement anywhere.
Originally Posted by himespau View Post
USAA, but, from what I've heard, they're almost all pretty similar when you're not their customer but state law means your insurance doesn't cover it and you have to go through the insurer of the person who hit you (instead of getting reimbursed by your insurer and having them sue the other insurance to get reimbursed).
My auto and home owner’s insurance is with USAA. I’ve had no problems with them as a customer making a claim. I haven’t had to deal with them (or anyone) making a claim against someone else’s insurance.

It’s still a good idea to keep a list of what your bikes have and to take pictures.
__________________
Stuart Black
Gold Fever Three days of dirt in Colorado
Pokin' around the Poconos A cold ride around Lake Erie
Dinosaurs in Colorado A mountain bike guide to the Purgatory Canyon dinosaur trackway
Solo Without Pie. The search for pie in the Midwest.
Picking the Scablands. Washington and Oregon, 2005. Pie and spiders on the Columbia River!
Days of Wineless Roads. Bed and Breakfasting along the KATY
Twisting Down the Alley. Misadventures in tornado alley.
cyccommute is offline  
Old 02-10-22, 11:18 AM
  #35  
himespau 
Senior Member
 
himespau's Avatar
 
Join Date: Jun 2008
Location: Louisville, KY
Posts: 13,148
Mentioned: 32 Post(s)
Tagged: 0 Thread(s)
Quoted: 3666 Post(s)
Liked 2,465 Times in 1,466 Posts
Originally Posted by cyccommute View Post
My auto and home owner’s insurance is with USAA. I’ve had no problems with them as a customer making a claim. I haven’t had to deal with them (or anyone) making a claim against someone else’s insurance.
When their adjusters first started playing games with me (lowball bike valuation, siccing a vehicle collections agency on me to pick up my "motorcycle" when I had not received any money from them or signed any rights over to them or even made any agreements of any sort with them, avoiding my phone calls in response to the previous, making deliberately inaccurate statements about their legal responsibilities regarding health care reimbursement in order to get me to quickly sign paperwork saying they were done, etc.), I took it quite personally. I've since come to see that all insurance adjusters, if you are not a customer of their company, are only out to save their company as much money as possible (it's how they get rewarded) and any complaints to their supervisors about their clearly unethical practices would only get them rewarded as they were annoying me into weakening my resolve. Seems to be common with any company, not just them.

I had pictures, before and after all over the bike. I took the bike to two different shops and paid (out of my pocket, never reimbursed) to get repair/replacement estimates. Both places said the bike was totaled, but, since it was a vintage lugged steel bike in an odd size built up with modern parts, there was no way to get the same thing again, nor was there a modern equivalent, and to get a comparable bike one would have to order a custom frame and modern parts to hang on it (ignoring that at the time there were no such parts available for order due to pandemic-related supply chain stuff). I sent the pictures and the statements from both bike shops to the adjuster, and he ignored the bit about it being totaled, claimed those were repair estimates which he wouldn't pay because the bike was totaled and sent back his own estimate of what they would pay, which was significantly less than half the lower of the 2 bike shop's estimates.

Also told me that I would have to pay out of pocket for all of my medical expenses (and couldn't use my health insurance until the whole thing was over as if I claimed any of it with my health insurance that was their responsibility it would be fraud), then, after my treatment was done, I would have to submit the bills to them, they would have their accounting department look them over, decide which were their responsibility, and reimburse me for the part of those that they felt responsible for (in an collision where both the driver and the responding police officer agreed the driver was 100% at fault - we were both stopped at a stoplight and she accelerated into me while the light was still red). He said that nothing could start until I signed the paperwork saying I'd absolved them of further responsibility and then it could take months or years (I was looking at thousands of dollars in x-ray, MRI, doctors, specialist, and PT rehab bills).

Oh and the collections agency calling at least 3 times a week for 3+ weeks trying to schedule the pick up of my "motorcycle" that "my insurance company now owned" even when I explained to every caller that I did not have a motorcycle and no one had any right to any of my personal property and, if they stepped foot on my property, I would have them prosecuted for trespassing.

None of that stopped until I got lawyers involved.

If you are not their customer, USAA will lie and cheat and **** you over any way that they can. I've heard from several of my classmates that are their now former customers (apparently there was an ownership/management change a couple years back) that they don't treat their customers much better after losses these days.

I don't know if other companies are much better, but everyone I've talked to says that, if you're not their customer, the experience might be a little different in degree of assholishness and deceit, but not in the fact that they're trying every way that they can to trick you into accepting as little payment as they can get away with.
himespau is offline  
Old 02-10-22, 01:00 PM
  #36  
Germany_chris
Iím a little Surly
Thread Starter
 
Germany_chris's Avatar
 
Join Date: Jan 2010
Location: Southern Germany
Posts: 2,131

Bikes: Two Cross Checks and a Karate Monkey

Mentioned: 5 Post(s)
Tagged: 0 Thread(s)
Quoted: 565 Post(s)
Liked 1,026 Times in 533 Posts
While I don't love USAA for a person like me that works overseas no matter where I go everything insurance is just a phone call away so USAA will always insure my house and it's crap and my car.
Germany_chris is offline  
Old 02-10-22, 02:04 PM
  #37  
bruce19
Senior Member
 
bruce19's Avatar
 
Join Date: Jul 2006
Location: Lebanon (Liberty Hill), CT
Posts: 8,237

Bikes: CAAD 12, MASI Gran Criterium S, Colnago World Cup CX & Guru steel

Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
Quoted: 1634 Post(s)
Liked 1,117 Times in 652 Posts
Originally Posted by Rolla View Post
As a long-time shop rat, I can say with absolute certainty that the general public thinks an expensive bike is one that costs $500. (They also think that riding to work "five miles each way" is an amazing feat of strength.)

For most cyclists, spending lots of money on bikes is just part of the cost of living. I'm just grateful that I chose this particular money pit, given some of the alternatives.
If this had been my addiction instead of cars and motorcycles I'd have a few million in the bank.
bruce19 is offline  
Likes For bruce19:
Old 02-10-22, 06:55 PM
  #38  
Ryan_M
Full Member
 
Ryan_M's Avatar
 
Join Date: Jul 2008
Location: Courtice, Ont.
Posts: 223

Bikes: 2020 Giant Roam 1... at least it was

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 105 Post(s)
Liked 74 Times in 38 Posts
Originally Posted by genejockey View Post
I'm pretty sure I spent the most on the bike I paid the least for.
Well said!! I did that route on my first (recent) bike and I definitely lost money on it. By the end the legit only original part left was the frame. My last two bikes I got exactly the parts I wanted right out of the gate and built them from scratch. I saved a bundle! My latest bike that is nearly done cost me ~$4500CDN to build which is (IMO) a bit better than a nearly identical prebuilt bike that would cost me ~$6500CDN. I'll take it!
Ryan_M is offline  
Old 02-10-22, 08:48 PM
  #39  
veganbikes
Clark W. Griswold
 
Join Date: Mar 2014
Location: ,location, location
Posts: 11,160

Bikes: Foundry Chilkoot Ti W/Ultegra Di2, Salsa Timberjack Ti, Cinelli Mash Work RandoCross Fun Time Machine, 1x9 XT Parts Hybrid, Co-Motion Cascadia, Specialized Langster, Phil Wood Apple VeloXS Frame (w/DA 7400), R+M Supercharger2 Rohloff, Habanero Ti 26

Mentioned: 48 Post(s)
Tagged: 0 Thread(s)
Quoted: 3419 Post(s)
Liked 2,724 Times in 1,821 Posts
Originally Posted by Koyote View Post
Even before I scrolled down to see the photo, I knew it would be a Klamper.

If you're going to spend that much money on a brake caliper, that's the one you want.
Filthy Peasants...such a cheap caliper using inferior ancient cables. This is the brake you really want (and one I really really do want)
https://enduro-mtb.com/en/trickstuff-maxima-review/ (their website is down at the moment so enjoy the review)
veganbikes is online now  
Likes For veganbikes:
Old 02-10-22, 10:18 PM
  #40  
cyccommute 
Mad bike riding scientist
 
cyccommute's Avatar
 
Join Date: Nov 2004
Location: Denver, CO
Posts: 25,844

Bikes: Some silver ones, a red one, a black and orange one, and a few titanium ones

Mentioned: 138 Post(s)
Tagged: 1 Thread(s)
Quoted: 5245 Post(s)
Liked 2,800 Times in 1,653 Posts
Originally Posted by Ryan_M View Post
…By the end the legit only original part left was the frame…
You haven’t been trying hard enough!

By the time this (1998)

Untitled by Stuart Black, on Flickr

had become this (because of a broken frame, 2003)

93590004 by Stuart Black, on Flickr

The only original part was the front hub. By the time the above had become this (around 2014)



even the wheel from the original Stumpjumper was gone, as were most of the parts that had been replaced on the second Stumpjumper.

Then the Rockhopper became this (2017)




And even that didn’t stay that way for long.



Even now, the Dean is changed somewhat from the above picture.
__________________
Stuart Black
Gold Fever Three days of dirt in Colorado
Pokin' around the Poconos A cold ride around Lake Erie
Dinosaurs in Colorado A mountain bike guide to the Purgatory Canyon dinosaur trackway
Solo Without Pie. The search for pie in the Midwest.
Picking the Scablands. Washington and Oregon, 2005. Pie and spiders on the Columbia River!
Days of Wineless Roads. Bed and Breakfasting along the KATY
Twisting Down the Alley. Misadventures in tornado alley.

Last edited by cyccommute; 02-10-22 at 10:21 PM.
cyccommute is offline  
Old 02-10-22, 10:40 PM
  #41  
Darth Lefty 
Disco Infiltrator
 
Darth Lefty's Avatar
 
Join Date: May 2013
Location: Folsom CA
Posts: 13,373

Bikes: Stormchaser, Paramount, Timberjack, Expert TG, Samba tandem

Mentioned: 69 Post(s)
Tagged: 0 Thread(s)
Quoted: 2954 Post(s)
Liked 1,860 Times in 1,211 Posts
It does help if you think of your bike as a constellation of your favorite parts in formation and you will be replacing them as needed... not The Bike that is made of a thousand or more in parts.

We ran into a pinch with medical and daycare and I don't think I've made a bike purchase more than a tire in about a year. Just keeping it running. But there was a trip to Tahoe...
__________________
Genesis 49:16-17
Darth Lefty is offline  
Old 02-11-22, 05:43 AM
  #42  
Noonievut
Senior Member
 
Join Date: Sep 2009
Posts: 845
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 251 Post(s)
Liked 136 Times in 87 Posts
Good thread!

The thought of walking into a bike store, say after selling a bike and knowing this will be ďtheĒ bike, having it specíd out with all the nice parts, and no feasible option for future upgrades...kind of boring. Sure itís the economical way to go, but I need my time occupied obsessing over small upgrades, in particular in the cold winter months.
Noonievut is offline  
Old 02-11-22, 07:06 AM
  #43  
big chainring 
Senior Member
 
Join Date: Sep 2007
Location: Wilmette, IL
Posts: 7,217
Mentioned: 16 Post(s)
Tagged: 0 Thread(s)
Quoted: 717 Post(s)
Liked 581 Times in 292 Posts
My riding buddy and I joke about the money we spend on our bikes. He on his modern bike spends a little bit more than I on my vintage bike. The $60 I spent on tires last year is more than I spent on the rest of the bike. Mercier is a fine bike.
big chainring is offline  
Old 02-11-22, 09:20 AM
  #44  
BikingViking793 
Full Member
 
Join Date: Aug 2017
Location: Wisconsin
Posts: 476

Bikes: 2015 Felt Z75 Disc, 2008 Fuji Cross Comp, 2010 Trek Navigator 1.0, 1974 Raleigh Sports, 1974 Schwinn Le Tour, 1981 Schwinn Super Le Tour, Surly Cross Check, 2021 Giant Talon 2

Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 178 Post(s)
Liked 64 Times in 53 Posts
Originally Posted by Germany_chris View Post
So I was reading the 300+ dollar bike thread and was wondering if we were the audience for the thread so I priced out my builds for the last 18 months. I'm not nerdy so I don't keep track of what I put on the bikes or what I spend and if and if you combine it with the fact that it's been ongoing for the said 18 months the cost can be shocking (to me at least). I'm a whole lotta done buying bike anything for a good loooong while.

Ignorance is bliss
canít put a price on all the joy it brings.
__________________
check out the Frugal Average Bicyclist
Frugal Average Bicyclist Ė The goal here is to help you keep cycling on a budget.
BikingViking793 is offline  
Old 02-11-22, 11:56 AM
  #45  
Bug Shield
Full Member
 
Join Date: May 2011
Location: The White Mountains of AZ
Posts: 289
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 12 Post(s)
Liked 20 Times in 13 Posts
Unless you are strictly a collector, this is only one side of the balance sheet!

A ridden bike provides value to you in the form of exercise and health. To the extent that you ride rather than drive, it also provides savings in the form of reduced auto expenses.

I joke that I pay myself $0.50/mile to ride my bike and while I don't actually move funds, it is part of my thought process regarding expense/value.
Bug Shield is offline  
Old 02-11-22, 12:42 PM
  #46  
burnthesheep
Newbie racer
 
Join Date: Feb 2018
Posts: 3,374

Bikes: Propel, red is faster

Mentioned: 34 Post(s)
Tagged: 0 Thread(s)
Quoted: 1566 Post(s)
Liked 1,533 Times in 953 Posts
Wheels worth $300 versus the bike................pshhhh..........I'll raise you bike helmets worth more.

I got two of these used for stellar deals (worn once triathlete bucket list Ironman kind of deals), but new.......all of these helmets are over $300.

burnthesheep is offline  
Old 02-11-22, 01:59 PM
  #47  
Koyote
Senior Member
 
Join Date: Sep 2017
Posts: 6,552
Mentioned: 35 Post(s)
Tagged: 0 Thread(s)
Quoted: 5962 Post(s)
Liked 9,022 Times in 3,903 Posts
Back to the issue at hand: it's certainly worth keeping close track of each bike's cost, and keeping the records to document that cost -- all of my receipts are in a file. If a bike disappears, your insurer will want documentation.
Koyote is offline  
Old 02-11-22, 02:46 PM
  #48  
pdlamb
Senior Member
 
Join Date: Dec 2010
Location: northern Deep South
Posts: 8,033

Bikes: Fuji Touring, Novara Randonee

Mentioned: 34 Post(s)
Tagged: 0 Thread(s)
Quoted: 2163 Post(s)
Liked 1,387 Times in 883 Posts
Re: insurance, if you've got replacement value, why do you need receipts? A few good pictures, print out web pages showing current cost, and that should be more relevant that what you paid for a dyno hub, Brooks saddle, or fancy brake 5-10 years ago.
pdlamb is offline  
Old 02-11-22, 03:35 PM
  #49  
wolfchild
Senior Member
 
wolfchild's Avatar
 
Join Date: Feb 2008
Location: Mississauga/Toronto, Ontario canada
Posts: 7,959

Bikes: I have 3 singlespeed/fixed gear bikes

Mentioned: 23 Post(s)
Tagged: 0 Thread(s)
Quoted: 3355 Post(s)
Liked 1,951 Times in 976 Posts
People who have cheaper bikes are riding and using them hard...meanwhile people with $ 10 0000 bikes are boasting and having a pissing contest on internet forums about who blows more money on their bikes and parts.
wolfchild is online now  
Old 02-11-22, 04:42 PM
  #50  
cyccommute 
Mad bike riding scientist
 
cyccommute's Avatar
 
Join Date: Nov 2004
Location: Denver, CO
Posts: 25,844

Bikes: Some silver ones, a red one, a black and orange one, and a few titanium ones

Mentioned: 138 Post(s)
Tagged: 1 Thread(s)
Quoted: 5245 Post(s)
Liked 2,800 Times in 1,653 Posts
Originally Posted by pdlamb View Post
Re: insurance, if you've got replacement value, why do you need receipts? A few good pictures, print out web pages showing current cost, and that should be more relevant that what you paid for a dyno hub, Brooks saddle, or fancy brake 5-10 years ago.
ĎCause people arenít always honest. Receipts (and pictures) just make the process go faster.
__________________
Stuart Black
Gold Fever Three days of dirt in Colorado
Pokin' around the Poconos A cold ride around Lake Erie
Dinosaurs in Colorado A mountain bike guide to the Purgatory Canyon dinosaur trackway
Solo Without Pie. The search for pie in the Midwest.
Picking the Scablands. Washington and Oregon, 2005. Pie and spiders on the Columbia River!
Days of Wineless Roads. Bed and Breakfasting along the KATY
Twisting Down the Alley. Misadventures in tornado alley.
cyccommute is offline  

Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell or Share My Personal Information -

Copyright © 2023 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.