The Seat
 

So today I finally got my seat adjusted...properly I think. Its a bit high but I feel a little easier riding it now. Also, I have a new sensation when sitting on the right side of my groin...i dont know if that just came from not stretching before...the previous tightening from last friday...or riding around for about an hr on a seat that was too low.

My jeans got caught in my chain and ripped.

All normal parts of getting used to riding a bike with a saddle.

Normal, that is, except for the getting jeans caught in the chain. Without getting into a long discussion, if you want to ride a bike wearing jeans, you may want to look into getting those reflective strips which wrap around your ankles and keep the excess pant leg material from getting sucked into the chain.

East Hill

Trousers tucked into socks work well enough for the odd bike ride, but cycling specific clothing does help in more than one way. It need not be tight fitting lycra but you should at least look at Liners for inside Shorts or trousers to save a bit of discomfort in that region.

The solutions to these problems are quite simple. For the seat-pain issue, you just need to eat a lot more to plump yer butt up a bit. As for the jeans, the only solution is to take all of your pants and cut the right legs off at the knee. Both have worked well for me.

Your weight should be supported by your "sit bones" and not any of your sensitive parts. If you have a gel saddle, which is cushy, your body weight will sink down into it and cause it to put pressure "there". I had issues like that and a harder narrower saddle supported the sit bones and all was better. Every persons sit bones have a different width and the saddle should be centered on them.

Also.....You said the saddle feels high. When pedaling your hips should not be rocking side to side because that will cause injury to your legs (too much extension) and to your yee haw.