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Bike Stolen, UK Insurance Question, please help

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Bike Stolen, UK Insurance Question, please help

Old 01-18-10, 04:47 PM
  #1  
chris_uk
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Bike Stolen, UK Insurance Question, please help

First off hi everyone, I'm new here.

4 days ago I had my nearly new Specalized bike stolen. I have insurance with Evans Cycles and have done since the day I bought the bike. The problem comes because I moved home five weeks ago and forgot to update my insurance. Now this has left me in a real pickle and I don't know what to do! I have anonymously got a new quote on my new address and the premium is the same, but is my policy still even valid if I live at a new address?

The reason I'm asking for help, is I have two options:

1- Lie on the claim and pretend I still live at old address and claim the bike was stolen from my girlfriends house...

2-Phone them up, be honest and and explain I forgot to change my address...

Any advice please, thanks

Chris
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Old 01-18-10, 05:15 PM
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Arcanum
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What does the policy say about address changes?
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Old 01-18-10, 05:32 PM
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atbman
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1. Don't lie - if caught, you'll go on the insurance co's. blacklist and future insurance will be (a) difficult to get and (b) damned expensive
2. Tell truth and see if you can claim
3. Remember next time you move
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Old 01-18-10, 06:33 PM
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Insurance companies are probably used to this sort of thing.

Call (don't give your name, just in case - or pretend to be a new customer) and ask if the coverage lapses if you move home and forget to update the address right away. If the answer is that you are ok, call back and make the claim (and don't forget to update the address for your new bike).
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