General Cycling Discussion Have a cycling related question or comment that doesn't fit in one of the other specialty forums? Drop on in and post in here! When possible, please select the forum above that most fits your post!

Cracked my rib!

Old 01-07-14, 03:31 PM
  #1  
Corben
Senior Member
Thread Starter
 
Corben's Avatar
 
Join Date: May 2008
Location: Sacramento
Posts: 603

Bikes: 2014 Dawes Lightning 1000.1990 Schwinn Voyuager. 1997 specialized Crossroads Hybrid.

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 10 Post(s)
Likes: 0
Liked 1 Time in 1 Post
Cracked my rib!

While on my way home from a three hr. ride last Thursday and I passed a driveway where the owner placed some cement sculptures at the entrance. there's four cool cement animals and very detailed too I might add. Yeah...I'm not paying attention to the road and I go over a curb that's slopped and off the saddle I fly! My feet are skipping along the ground and I know I'm about to crash unless I get control of my hybrid...I squeeze the rear breaks lever and the bike stops and I fling forward and my chest smacks the bars. My chest compresses against my right hand where its still gripping the break and that's how I cracked my rib. Two days afterwards I finally had to call in sick and seek the advice of my Dr. ( My co-pay went from 20 bucks to 100 bucks also ) Anyway there's a lesson here..

Last edited by Corben; 01-07-14 at 03:46 PM.
Corben is offline  
Old 01-07-14, 03:47 PM
  #2  
Cougrrcj 
Over forty victim of Fate
 
Cougrrcj's Avatar
 
Join Date: Jul 2011
Location: NE Ohio
Posts: 2,992

Bikes: A few...

Mentioned: 13 Post(s)
Tagged: 0 Thread(s)
Quoted: 293 Post(s)
Likes: 0
Liked 2 Times in 2 Posts
You're lucky. I had a car turn in front of me and I t-boned it. I got the handlebar stem right on the breastbone, cracking it loose from the ribs. I had to wear a truss-like contraption around my chest for three months - kinda like an upper body cast that also limited my arm movement so the ribcage didn't flex. It hurt to even breathe!
Cougrrcj is offline  
Old 01-07-14, 11:11 PM
  #3  
Ron Harry
Senior Member
 
Join Date: Apr 2011
Location: central florida
Posts: 193
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 3 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
I'm recouping now, 3 days out from cracking my collar bone. I feel lucky too, as it is only a hairline crack so just rest and it should heal itself. Insurance can be a nightmare when it comes to covering injury from bicycle accidents/crashes. I checked BEFORE I even called my primary doctor to make sure I was covered on my crash injury [just me going down reaching for water bottle]. If an auto had been involved in any way, my health insurance would not cover it [they would tell me to seek remedy from auto insurance]. The last thing one wants to be dealing with when they are injured and hurting is 'Am I covered or not'? I would not chosen to NOT even go to a doctor and have the xrays done if I thought it was going to be out of pocket for me.

That's a problem as I see it. If health care is going to work as a free market with all the dynamics that make free markets viable, then a consumer needs to KNOW up front, what a cost for any product is. In other threads, I've read that severe collar bone injuries could cost up $28,000 or more. As things are, it seems one can't understand the costs until AFTER THE FACT...sometimes weeks later when the bill comes in the mail.

There' something wrong with all this somehow. First, that bicycle accidents are quagmired among three avenues of insurance, health, auto, and home, and there's almost no way to know beforehand if or who or what is covered. Second, that cost is not explained to you 'along the way'...what you might have to pay IF your coverage is denied [with bicycles, it seems almost pot luck after reading posts; coverage is all over the place and some nightmare scenarios IMHO].

when I called to find out if my insurance covered me for a bicycle crash, no auto involved, the woman on the phone seemed to think I was somehow trying to make trouble or something for asking. What's so wrong with asking what will this cost me?

I guess our only option is to be rich so you afford a good lawyer. I was lucky this time. BTW, broken bones hurt; ain't no fun.
Ron Harry is offline  
Old 01-08-14, 12:00 AM
  #4  
vol
Senior Member
 
Join Date: Jul 2010
Posts: 3,750
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
I'm familiar with curb accidents... There have been a few times when I failed to notice the curbs and hit straight at the curb (one happened just this New Year's Day, in fact), or realized at the last split second and hopped my bike over the curb. This happens easily when the curb is low and without color painted edge.

Hope you get better soon. How fast were you going? I never got serious injury (to me or my wheel) because I'm never too fast.

I'm getting interested in those detailed animal sculptures

Last edited by vol; 01-08-14 at 12:10 AM.
vol is offline  
Old 01-08-14, 03:04 PM
  #5  
Corben
Senior Member
Thread Starter
 
Corben's Avatar
 
Join Date: May 2008
Location: Sacramento
Posts: 603

Bikes: 2014 Dawes Lightning 1000.1990 Schwinn Voyuager. 1997 specialized Crossroads Hybrid.

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 10 Post(s)
Likes: 0
Liked 1 Time in 1 Post
Originally Posted by vol View Post
I'm familiar with curb accidents... There have been a few times when I failed to notice the curbs and hit straight at the curb (one happened just this New Year's Day, in fact), or realized at the last split second and hopped my bike over the curb. This happens easily when the curb is low and without color painted edge.

Hope you get better soon. How fast were you going? I never got serious injury (to me or my wheel) because I'm never too fast.

I'm getting interested in those detailed animal sculptures
Getting out for a three hr ride is rare these days but next time I'm in the neighborhood I'll take some pictures of those statues.
I thought I was going kind of slow but I was going down hill so who knows? Had it been a curb with right angled edges I definitely would have gone over the bars
Corben is offline  
Old 01-08-14, 03:05 PM
  #6  
Corben
Senior Member
Thread Starter
 
Corben's Avatar
 
Join Date: May 2008
Location: Sacramento
Posts: 603

Bikes: 2014 Dawes Lightning 1000.1990 Schwinn Voyuager. 1997 specialized Crossroads Hybrid.

Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 10 Post(s)
Likes: 0
Liked 1 Time in 1 Post
Originally Posted by Ron Harry View Post
I'm recouping now, 3 days out from cracking my collar bone. I feel lucky too, as it is only a hairline crack so just rest and it should heal itself. Insurance can be a nightmare when it comes to covering injury from bicycle accidents/crashes. I checked BEFORE I even called my primary doctor to make sure I was covered on my crash injury [just me going down reaching for water bottle]. If an auto had been involved in any way, my health insurance would not cover it [they would tell me to seek remedy from auto insurance]. The last thing one wants to be dealing with when they are injured and hurting is 'Am I covered or not'? I would not chosen to NOT even go to a doctor and have the xrays done if I thought it was going to be out of pocket for me.

That's a problem as I see it. If health care is going to work as a free market with all the dynamics that make free markets viable, then a consumer needs to KNOW up front, what a cost for any product is. In other threads, I've read that severe collar bone injuries could cost up $28,000 or more. As things are, it seems one can't understand the costs until AFTER THE FACT...sometimes weeks later when the bill comes in the mail.

There' something wrong with all this somehow. First, that bicycle accidents are quagmired among three avenues of insurance, health, auto, and home, and there's almost no way to know beforehand if or who or what is covered. Second, that cost is not explained to you 'along the way'...what you might have to pay IF your coverage is denied [with bicycles, it seems almost pot luck after reading posts; coverage is all over the place and some nightmare scenarios IMHO].

when I called to find out if my insurance covered me for a bicycle crash, no auto involved, the woman on the phone seemed to think I was somehow trying to make trouble or something for asking. What's so wrong with asking what will this cost me?

I guess our only option is to be rich so you afford a good lawyer. I was lucky this time. BTW, broken bones hurt; ain't no fun.
No wonder we see so many bicycle attorneys ads when I search the internet for cycling info!
Corben is offline  
Old 01-08-14, 04:20 PM
  #7  
Fastfingaz
Senior Member
 
Join Date: Jan 2013
Posts: 1,328
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 149 Post(s)
Likes: 0
Liked 3 Times in 2 Posts
I guess being rich is the answer,,,, but not for attorneys ,,,just to be able to pay the billis off,,, and not worrry,,,,,,,,,,,,
Fastfingaz is offline  
Old 01-08-14, 05:27 PM
  #8  
Dudelsack 
A might bewildered...
 
Dudelsack's Avatar
 
Join Date: Oct 2011
Location: Loovul
Posts: 6,529

Bikes: Bacchetta Giro ATT 26; Lemond Buenos Aires

Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
Quoted: 80 Post(s)
Likes: 0
Liked 0 Times in 0 Posts
Socialize medicine....make doctors work for free....confiscate their homes....unite the workers and cast off your chains....

Aw damn, I know what my copayment is for a doctor visit. I have in idea what it would cost to get rid of the weird pinging noise my car is making. Hidden costs my backside.

Quit trying to turn every health related thread into some dumbass political commentary. You people piss me off.
__________________
We are on earth to help others; what on earth the others are here for I donít know.
Dudelsack is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.