Bike Forums - Hello from Rochester NY

Been reading the digests for quite a while, have found a ton of information about road and trail biking.
I have been biking for about 15 years now, have over 45,000 miles in, 2 road bikes, a trail bike, and a fat tire bike.
I retired 4 years ago at 60 years old and biking has become an integral part of my life.
I have been trying to get out in winter, hence the fat tire bike. That isn't going well. I tend to sweat a lot and my toes and fingers tend to get really cold. Hard to carry enough liquid in the winter, so now I am trying to cut down rides to about 1 to 1 1/2 hours.