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The LCF Millionaire's Club

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The LCF Millionaire's Club

Old 05-26-18, 03:30 PM
  #26  
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Originally Posted by Rollfast View Post
Help me Obiwan, you're our only hope!

I don't recall owning a bike...
Taken in totality that was a good post.
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Old 05-26-18, 09:56 PM
  #27  
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Originally Posted by cooker View Post
I assume it is to address the common meme that car-free people must be too poor to own a car.
I thought that the mantra here was that poor or rich people could be LCF, it's just unlikely/impractical somehow for the middle-class folks that make up the majority of BF posters.
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Old 05-27-18, 04:40 AM
  #28  
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Originally Posted by Rollfast View Post
Help me Obiwan, you're our only hope!

I don't recall owning a bike...
Originally Posted by Mobile 155 View Post
Taken in totality that was a good post.
I scrolled on this thread backwards this morning, and when I got to @Rollfast's post I 'ed.
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Old 05-27-18, 08:19 AM
  #29  
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Originally Posted by ThermionicScott View Post
I thought that the mantra here was that poor or rich people could be LCF, it's just unlikely/impractical somehow for the middle-class folks that make up the majority of BF posters.
Idk if that's a mantra or not, but it does seem funny to me that LCF draws both stereotypes. Sometimes people ridicule us as being bums on bicycles and other times we are told that we are privileged because most people have to drive to put food on the table.
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Old 05-27-18, 08:37 PM
  #30  
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Originally Posted by jack pot View Post
if a person is still in the workforce & has accumulated million$ the odds of finding that person not operating motor vehicles (LCF) are about the same as finding vegans at a barbecue ...if by fortune a person comes to million$ and and chooses isolitude then the chances of such fortunate one being car free would decrease to the chances of finding an atheist at a southern baptist picnic
I guess you didn't read my post. I'm in the workforce and don't have a car to my name. I ride my bike to work every day. Our wealth is in our real estate, not the bank.
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Old 05-27-18, 09:04 PM
  #31  
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I see being car free as much more dependent upon geography than finances. When I was working it was simply much faster and less hassle to use public transit; car congestion was the worst. Once I retired it became less of a practical choice and more of a personal preference to bike rather than drive. My net worth easily puts me in this "club" (both while working and now retired) but my car is getting sold to a neighborhood kid starting college in September. It has been driven less than 400 miles per year the last few years and only when I had a passenger. I haven't quite figured out the whole "passenger" replacement concept yet, but it won't involve me owning a car - I may buy folding bikes for a few special people in my life and get them riding so we can meet up. But my decision to be car-lite and very soon completely car-free has zero to do with money.
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Old 05-28-18, 02:59 AM
  #32  
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The LCF Millionaire's Club
Originally Posted by wolfchild View Post
I think there are actually only 3 main reasons why people are car-free:

1) Ideological reasons which have to do personal beliefs and ethics.
2) Economic reasons which have to do with money.
3) Bad lifestyle choices such as a DUI.

I know that there are few exceptions besides the 3 main reasons but those exceptions are few and far in between
Originally Posted by linberl View Post
(of SF Bay Area) I see being car free as much more dependent upon geography than finances. When I was working it was simply much faster and less hassle to use public transit; car congestion was the worst

Once I retired it became less of a practical choice and more of a personal preference to bike rather than drive. ...

But my decision to be car-lite and very soon completely car-free has zero to do with money.
I perenially post that from the Left Coast to the Right,
Originally Posted by Jim from Boston View Post
I often tout Boston as the epitome of LCF/LCL in America,not to brag, but illustrate the possibilities…

Location, location, location.
Originally Posted by cooker View Post
There's a fourth reason, as evidenced in Manhattan, Copenhagen, Amsterdam, etc, which is that in some situations, owning a car isn't particularly necessary or useful, and is more of a hassle.
Originally Posted by Jim from Boston View Post
So too in Boston. Add this as a seemingly mainstream reason from the Fifty-Plus Forum, Where to retire??.”:
Originally Posted by B.Carfree View Post
We old folks on this forum are mostly looking at retirement or have already done so. As we pass into another phase of our lives, it's importan tto consider what lies ahead.

IMO, if you retire to a place that requires you to drive to get "normal" things like groceries, medical care and entertainment, then you aren't being very observant and will rue your choice...

Last edited by Jim from Boston; 05-28-18 at 04:46 AM.
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Old 05-28-18, 10:15 AM
  #33  
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Originally Posted by noglider View Post
I guess you didn't read my post. I'm in the workforce and don't have a car to my name. I ride my bike to work every day. Our wealth is in our real estate, not the bank.
>>> a mighty congrats to you BUT BUT BUT you are the rarest of exceptions !!! in addressing LCF think mean median & mode > LCF may be an anecdotal idiosyncrasy of a monied oddball but as a rule if you're out to get rich (by rich i mean $$$ sufficient to satisfy wants as opposed to needs) the chances of getting there sans auto are less than the typical lottery ... again congrats on being the carless realtor of the year
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Old 05-28-18, 10:27 AM
  #34  
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Originally Posted by jack pot View Post
>>> a mighty congrats to you BUT BUT BUT you are the rarest of exceptions !!! in addressing LCF think mean median & mode > LCF may be an anecdotal idiosyncrasy of a monied oddball but as a rule if you're out to get rich (by rich i mean $$$ sufficient to satisfy wants as opposed to needs) the chances of getting there sans auto are less than the typical lottery ... again congrats on being the carless realtor of the year
This must be the latest scare-tactic against LCF: pretend like everyone is getting rich in the rat race and that you are foregoing your ticket to the club by going LCF. What a sad thing to tell people who are having difficulty with money because they are saddled with bills like car payments, car repairs, car maintenance, insurance costs, traffic tickets, fuel costs, and all the extra taxes that get tacked onto their costs of living to pay for excessive pavement and sprawl infrastructure.
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Old 05-28-18, 10:41 AM
  #35  
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Originally Posted by jack pot View Post
>>> a mighty congrats to you BUT BUT BUT you are the rarest of exceptions !!! in addressing LCF think mean median & mode > LCF may be an anecdotal idiosyncrasy of a monied oddball but as a rule if you're out to get rich (by rich i mean $$$ sufficient to satisfy wants as opposed to needs) the chances of getting there sans auto are less than the typical lottery ... again congrats on being the carless realtor of the year
Any millionair that doesn’t feel a little like a lotto winner is probably not giving their circumstances due gratitude for their luck.
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Old 05-28-18, 12:20 PM
  #36  
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Originally Posted by tandempower View Post
If you measure wealth as a ratio of savings to cost-of-living, then LCF significantly increases personal wealth.
I agree that this is the correct way to gain and measure wealth. This is a key tenet of books like Your Money or Your Life, The Millionaire Next Door, The Richest Man in Babylon, etc.

I'll also posit that while we may have limited control over our income, our expenses are almost entirely within our sphere of influence and the easiest path to savings.

Disclosure: I am neither a millionaire or car-free, but I aspire to both.
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Old 05-28-18, 07:35 PM
  #37  
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Originally Posted by jack pot View Post
>>> a mighty congrats to you BUT BUT BUT you are the rarest of exceptions !!! in addressing LCF think mean median & mode > LCF may be an anecdotal idiosyncrasy of a monied oddball but as a rule if you're out to get rich (by rich i mean $$$ sufficient to satisfy wants as opposed to needs) the chances of getting there sans auto are less than the typical lottery ... again congrats on being the carless realtor of the year
There are eight million people living in New York City. Many are much wealthier than I am, and many of those choose not to own cars. Sure we are exceptions compared with the rest of the US, but not as rare as you think.
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Old 05-28-18, 08:03 PM
  #38  
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Originally Posted by noglider View Post
There are eight million people living in New York City. Many are much wealthier than I am, and many of those choose not to own cars. Sure we are exceptions compared with the rest of the US, but not as rare as you think.
Not plentiful either.
" Some cities and areas of the country are much more auto-dependent than others.One way to assess a city's reliance on cars is to compare shares of households without access to vehicles. An estimated 8.7 percent of U.S. households were without vehicles in 2016. Car-free households are generally much more common in densely-populated urban areas and high poverty neighborhoods where residents can't afford vehicle ownership. Research also suggests younger families and one-person households are more likely to not own a car.Another useful measure of vehicle ownership for cities is the number of vehicles per household. According to Census survey estimates, there were about 1.8 vehicles available per U.S. household in 2016."

Car Ownership in U.S. Cities Data and Map
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Old 05-31-18, 01:18 PM
  #39  
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Originally Posted by bikingbill View Post
His was the same color. He upgraded to an Atala in 1972, the same year I got the PX10e after breaking my Gran Prix by pedaling too hard :-)
That's the same bike, same color, that my uncle rode in the 1960s and 1970s. He wasn't carfree--taught drivers ed, in fact --but he commuted all the time at a time when very few people did. He had served in England in the war, and that's where he picked up the cycling habit. I suppose that's also where he picked up the preference for Raleighs. At the time, we called them "English Racers". Fifty years later, my sister rides a Raleigh road bike which is the same color--"British Racing Green".
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Old 05-31-18, 01:28 PM
  #40  
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Originally Posted by jack pot View Post
>>> a mighty congrats to you BUT BUT BUT you are the rarest of exceptions !!! in addressing LCF think mean median & mode > LCF may be an anecdotal idiosyncrasy of a monied oddball but as a rule if you're out to get rich (by rich i mean $$$ sufficient to satisfy wants as opposed to needs) the chances of getting there sans auto are less than the typical lottery ... again congrats on being the carless realtor of the year
And yet Warren Buffet managed to get comfortably well off without ever driving a car!
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Old 05-31-18, 01:42 PM
  #41  
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Care lite. Current vehicle (second one I have ever owned in my 53 years of life will turn 2 at the beginning of July. Has about 4,600 miles on it. Some were necessary for work. Probably closed to 1,000 were put on during 4 long-ish (for me) trips. Currently around $2M including monetary investments and my paid off home. Still contribute the max to my 401(k) and save outside of retirement funds. Doesn't include my accrued, vested pension accumulation so far.
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Old 05-31-18, 01:56 PM
  #42  
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Originally Posted by Roody View Post
And yet Warren Buffet managed to get comfortably well off without ever driving a car!
really? I would never have guessed.

https://www.forbes.com/sites/joannmu.../#4781191b3682

What Kind of Car Does Warren Buffet Drive?
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Old 05-31-18, 02:54 PM
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Originally Posted by Mobile 155 View Post
It's funny that you would post an article lauding Buffet's spending style as frugal, at least relative to his net worth; yet when I talk about LCF as a way of living frugally, you and ILTB rant about how bad frugality is for all sorts of reasons.
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Old 05-31-18, 04:13 PM
  #44  
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Originally Posted by tandempower View Post
It's funny that you would post an article lauding Buffet's spending style as frugal, at least relative to his net worth; yet when I talk about LCF as a way of living frugally, you and ILTB rant about how bad frugality is for all sorts of reasons.
even funnier that you didn’t notice why i posted that post. Not that i believe you noticed. There was no movie to explain it to you.
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Old 05-31-18, 08:03 PM
  #45  
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Fake lcf news

Originally Posted by Roody View Post
And yet Warren Buffet managed to get comfortably well off without ever driving a car!
>>> THE WB chooses to be driven > GENIUS
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Old 05-31-18, 09:59 PM
  #46  
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This is so far in the weeds it would hardly be an A&S topic, much less Foo. Is LCF a shoot the breeze forum?
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Old 06-01-18, 05:28 AM
  #47  
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Originally Posted by Mobile 155 View Post
even funnier that you didn’t notice why i posted that post. Not that i believe you noticed. There was no movie to explain it to you.
You were debating about whether or not Warren Buffet drives a car. I don't know the relevance of that, but I know the article brags about how frugal he is, yet you don't respect frugality when it comes to people like me, whom you consider freeloaders for not making and spending more money. So it's unclear why you would laud Buffet for being 'frugal' except to convey the idea that middle-class people can buy cars and still pat themselves on the back for being frugal. It's all about having your cake and feeling good about yourself for dieting anyway.
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Old 06-01-18, 09:44 AM
  #48  
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Originally Posted by Rollfast View Post
This is so far in the weeds it would hardly be an A&S topic, much less Foo. Is LCF a shoot the breeze forum?
I don't know why LCF and A&S threads tend to devolve this way. It's a shame, as they are both worthy topics.
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Old 06-01-18, 09:45 AM
  #49  
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Originally Posted by Rollfast View Post
This is so far in the weeds it would hardly be an A&S topic, much less Foo. Is LCF a shoot the breeze forum?
Aren't all forums "shoot the breeze" forums? But I don't see why discussing whether there are rich people who are car-free is out of line for the car-free forum.

Last edited by cooker; 06-01-18 at 12:29 PM.
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Old 06-01-18, 11:08 AM
  #50  
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Originally Posted by cooker View Post
Aren't all forums "shoot the breeze forums"? But I don't see why discussing whether there are rich people who are car-free is out of line for the car-free forum.
I think he's referring to the insults, not the topic.
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