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curious... how many car-free folks are destitute

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Living Car Free Do you live car free or car light? Do you prefer to use alternative transportation (bicycles, walking, other human-powered or public transportation) for everyday activities whenever possible? Discuss your lifestyle here.

curious... how many car-free folks are destitute

Old 04-03-07, 07:30 PM
  #1  
jodypolk
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curious... how many car-free folks are destitute

or wealthy...

wondering if financial issues play a big part in your carlessness...

no need for exact incomes or whatever.
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Old 04-03-07, 07:48 PM
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I'm filthy rich. Cars just suck. How bout U?

Last edited by ranger39000; 04-03-07 at 07:54 PM.
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Old 04-03-07, 08:13 PM
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I live in a canyon and eat dead animals practically every day.
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Old 04-03-07, 08:47 PM
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I have a comfortable and affordable roof over my head, clothes on my back, and killer food in my belly.......I cant say im destitute.

being car free is saving me about $1000 per month vs my life with a car with no loss of income being car free
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Old 04-03-07, 08:49 PM
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what bout sex, pedex? Don't forget that. Even if it's just a blowup doll, that counts!
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Old 04-03-07, 09:10 PM
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The eleven years I was car free I was either on a perfect bus route, or putting wifey through Engineering school, or buying a house on a single paycheck. You don't need to be broke, just one of the modern poor.
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Old 04-03-07, 09:25 PM
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My income is near the median for the U.S. I'm not wealthy, but I can buy a new bike any time I freaking want, dammit. I chose not to have a car mainly for environmental reasons, but the savings are a nice bonus. I don't have a car to pay for, and have absolutely no debt aside from the mortgage, so I guess I actually live quite a bit better than most people who have cars. Nyah, nyah.
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Old 04-03-07, 10:00 PM
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Originally Posted by jodypolk
wondering if financial issues play a big part in your carlessness...
I'm early retired. My income is way below the median, but so are my expenses.

A big issue for early retirees is the cost of health insurance, which must usually be bought on an individual basis. What I save from not owning a car approximately pays for my private health insurance. In a very real sense, becoming carfree was a decisive factor for being able to retire early. So my answer is yes, financial considerations played a part.
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Old 04-03-07, 10:19 PM
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The wife just despises my riding pastime; I ride to slum it with the great unwashed.
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Old 04-03-07, 10:25 PM
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Originally Posted by LandLuger
The wife just despises my riding pastime; I ride to slum it with the great unwashed.
The great car-free unwashed? What, all seven of us?
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Old 04-03-07, 10:25 PM
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I don't have to ride to save $$, the train is only 75 a month that's about all that my budget allows for, but I would rater change my griptape color weekly than spend it on trans.
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Old 04-04-07, 12:26 AM
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I used to be doing well. Now, the money in my wallet is all from a cash advance service. So yeah, you could say cash is tight.

But I'd be car-free even if I lived in the Taj-Mahal!
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Old 04-04-07, 12:36 AM
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yup.. i'm a student and i made approx. -$15,000 this year...
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Old 04-04-07, 12:44 AM
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I am a student now and I would be destitute if I had to either keep a cheap car running or pay for a newer one, but I do alright without all those added costs. When a bike is simply not practical, I'll either rent a car,(for long trips on business,) carpool, or ride my Honda scooter,(80-100 miles per gallon.) I do okay being car-free.
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Old 04-04-07, 03:14 AM
  #15  
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...

Last edited by Horse; 04-18-07 at 10:14 AM.
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Old 04-04-07, 04:46 AM
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I'm pretty much middle class. We budget well, and I could easily own a car if I wanted to. But I chose to put that money on retirement and my son's future education. Not to mention a rainy day fund.
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Old 04-04-07, 06:08 AM
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Car-free generally makes sense depending on your income level. I just calculated a budget sheet for myself when I move out to live on my own. There is no way I am going to get a job that'll pay for rent, utilities, food, AND a car (which brings in its own expenses...depreciation, gas, maintenance/repairs, insurance which is insanely high for me because I'm under 26 years old, etc.). I simply don't have the education level or the work experience that'll allow it right now. If I drop the car, I find that I have an extra $300 or so left at the end of the month (which is pretty good when you consider that this on an income of like $26,000-$28,000 a year after taxes and my personal expenditures on food).
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Old 04-04-07, 06:34 AM
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I have been car free in the past and it was the absolute best choice at the time. I plan to be car free in the future too. Currently my vehicle costs are covered by my company. If that every stops it will get parked ASAP.

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Old 04-04-07, 07:41 AM
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Money is not part of the plot for me. I am a former spoiled brat descended from one of the oldest wealthy families in America. I make an above-average but not obscene income at two quite ordinary home-based jobs, I hoard well, and I do well in terms of compounded interest.

My really worthy possessions are a modest 1996 Steinway M piano, a few antiques, these four bicycles, and an again modest 1970s Ericson cabin cruiser sloop (that's technically not mine but my father's), but I don't really plan on buying much more in my lifetime other than perhaps some nice old '50s and '60s English club/road-path bicycles from the reputable builders. My eye for one seems always open of late.

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Old 04-04-07, 08:16 AM
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Car free by choice. I live a simple life because I choose to. My bank account reflects these decisions as the money just keeps growing and growing. Time for another vacation I think.
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Old 04-04-07, 09:22 AM
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i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.
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Old 04-04-07, 09:33 AM
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Originally Posted by cosmo starr
i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.
+1

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Old 04-04-07, 10:04 AM
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Originally Posted by cosmo starr
i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.
Is that a vote for destitute?
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Old 04-04-07, 10:14 AM
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Originally Posted by cosmo starr
i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.

To me, the term wealthy indicates the posession of income producing assets.
The term to which you are referring to is "Net Worth", assets - liabilities= net worth.
It is quie possible to have a lot of income producing assets, supported by a heavy debt burden, and yet have lots of positive cash flow. In fact, this is the model used by most real estate investors who invest in rental property. By carrying a heavy debt load, one can purchase more property than otherwise possible and thus produce more income.

Now, to answer the OP's question, I am not car free, I am car lite, and I am easily in the upper ranges of the wage earners and I have a net worth which is approaching the 7 digit range.
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Old 04-04-07, 12:57 PM
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I'm piss poor broke, and if I could afford a car I would have one for the sake of my wife. For myself I have found that life is better without a car, and even better without a job. I love living off the old lady.
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