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Had my bike stolen from my garage, need a replacement what is a good option?

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Had my bike stolen from my garage, need a replacement what is a good option?

Old 02-17-09, 11:41 AM
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infinkc
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Had my bike stolen from my garage, need a replacement what is a good option?

I had a older GT LTS team edition bike with all top end parts on it from about 10 years ago. I built the entire bike from frame up including lacing the wheels myself. I really liked the bike and since i put so much time and $ into it i kept it over the years and it had great value to me as my late best friend helped me build it.

Ive been out of the MTB scene for awhile and was into DH (had an intense bike that i sold recently) I need to know what is a good bike to get now to replace my GT?

I wouldnt mind building up a bike from parts, but the insurance will only reimburse me for a full complete bike. They have said to pay roughly 2800 for a new replacement, since my GT was documented at over 3500 in parts. I have to buy a bike and then they reimburse me so they pay the exact cost of the replacement.

Thanks for any input.
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Old 02-17-09, 11:59 AM
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yellowjeep
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Hmmm, When I was working in a shop we had a guy with a really nice Waterford come in for repairs after being hit by a car. It basically needed new everything but the frame, and even then it needed a repaint. We were to replace everything on the bike and then write up a detailed report to turn in to the insurer.

I would talk to your insurance company and see if you can work something like that out. Buy all components that you would like to use and keep the receipts organized and turn the records over to insurance.

That said there are tons over really nice bikes in the 3000 dollar range which is what I would shoot for. I would spend the extra 100-200 to make sure I am getting the most out of the insurance.
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Old 02-17-09, 06:39 PM
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You could get a stumpjumper fsr for the money insurance is offering.
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Old 02-17-09, 07:34 PM
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I'd go test-ride some bikes, figure out the frame I liked the best, then have the shop build me up something. I've done that in the past. Insurance co. says I have $1900 to work with, so I find a bike I like in that range and upgrade it, then pay the difference. The shop is happy, I'm happy, the insurance company doesn't care.
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Old 02-19-09, 11:23 AM
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Originally Posted by Dannihilator View Post
You could get a stumpjumper fsr for the money insurance is offering.
i test rode a stumpjumper, wow what a nice bike, are there any sites online that sell the 08 models? i really want the carbon one but cant justify 6k for an 09 model.
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