Biking is so expensive
#52
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Because riding is free, cycling is actually cheap compared to most sports. A recent argument I had in my house:
My wife's tennis gym membership: $200 / month, $2,400 / year (admittedly, a family membership but the rest of us almost never go to the gym)
Coaching and drills: $70 / month, $840 / year
Uniform and clothing: $200 / year (at least, probably far more)
Racquets: $300 / year (at least)
Shoes: $200 / year
Travel: $250 / year (at least)
Total: $4,190
She started pushing back for me spending ~2K / year on bike stuff and I made this point to her. She no longer pushes back on bike stuff.
My wife's tennis gym membership: $200 / month, $2,400 / year (admittedly, a family membership but the rest of us almost never go to the gym)
Coaching and drills: $70 / month, $840 / year
Uniform and clothing: $200 / year (at least, probably far more)
Racquets: $300 / year (at least)
Shoes: $200 / year
Travel: $250 / year (at least)
Total: $4,190
She started pushing back for me spending ~2K / year on bike stuff and I made this point to her. She no longer pushes back on bike stuff.
Edit: I could easily spend $4-5k a year doing shooting sports / 3 gun and that's without any equipment re-investment...just ammo alone.. I touched on that stuff a little bit when I was younger (and living at home) but my god the expense... just sucked. If you shoot 300 rounds a weekend (not really an excessive amount if 100 for handgun, 100 for rifle, 100 for shotgun, at an average of .33 a round) you're going to average $100/day.
Last edited by topslop1; 03-17-16 at 09:23 AM.
#53
Senior Member
Or tell her to learn from the internet rather than take lessons, play on public courts, get her uniform and racquets in Walmart, and instead of travelling (competitions I'm guessing) to do whatever the equivalent of Zwift/Strava is (Wii tennis?)
#54
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Not to get too deep into it, but as corporate bureaucracy continues to seep its way into every aspect of life, I think prospects for engineering have gotten progressively worse. A lot of the really big names want to hire really cheap new graduates and push out old timers who make LOTS of money. The reasoning is that they can train/adapt new people to do twice the workload at half the cost. The problem is they are pushing out smart, experienced individuals and replacing them with really eager, but green engineers who WILL make some expensive mistakes at one point or another. They expect the very few higher up engineers to reign them in and catch all the mistakes. I ended up at a much smaller company making slightly less (and more in some cases) than my fellow graduates, but I have some advantages and room for growth without a lot of barriers in my way.
#55
Vain, But Lacking Talent
Here's my question with this one: my guesstimate is that you're referring to a divorce settlement in which you're getting screwed on pretty hard, right?
I'm looking at marriage (as a future option) as something to make me be able to-afford things. If you've got two working individuals in the home say we're both doing 80k/yr and now jointly doing $160k for household income... we're in a better position to afford future investments and still be able to afford the occasionally luxury good.. considering that we've dropped our housing costs etc.
Now in the case of getting divorced you get screwed because you have to maintain a 'lifestyle equivalent' for your spouse? So what are ways to mitigate that?:
1. have a spouse that makes more money than you do so the court recognizes her as breadwinner?
2. do not live extravagantly even when your good money is coming in so that you do not have to 'uphold a certain lifestyle' for her if divorced?
3. Your advice here please sir.
What advice can you give or what elements in your situation landed you a screwed over position?
I'm looking at marriage (as a future option) as something to make me be able to-afford things. If you've got two working individuals in the home say we're both doing 80k/yr and now jointly doing $160k for household income... we're in a better position to afford future investments and still be able to afford the occasionally luxury good.. considering that we've dropped our housing costs etc.
Now in the case of getting divorced you get screwed because you have to maintain a 'lifestyle equivalent' for your spouse? So what are ways to mitigate that?:
1. have a spouse that makes more money than you do so the court recognizes her as breadwinner?
2. do not live extravagantly even when your good money is coming in so that you do not have to 'uphold a certain lifestyle' for her if divorced?
3. Your advice here please sir.
What advice can you give or what elements in your situation landed you a screwed over position?
I have some advice for you: Find someone you actually love and who will go into a marriage with you under the assumption that relationships are hard work and divorce is not an option. At the same time: be a spouse who is worth sticking with and being loyal to.
#56
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Edit: Exactly what @WalksOn2Wheels said.
My wife insisted on a pre-nup because there's family money she needs to protect and she's a lawyer so she'll always earn more, but since the day that was signed we've spent 0 time dwelling on it and just work on being good partners to each other. If I sat and wondered what would happen to my finances if we split up, I wouldn't be able to enjoy our time together.
#57
Vain, But Lacking Talent
Yeah, they're screwed. That was about 15 years ago. If I could remember his last name, I'd look them up, but I can probably guess the end result.
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Agree here, but I can't throw my head in the sand over the money thing either.. I'd have to think long and hard if I was head over heels for someone without good work ethic and or on $8/hr.. can't really afford life/family at that low a pay rate.
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In my second year of college, I was sharing a house with three other guys. One of them was getting married at the end of the year. I distinctly remember sitting in the back seat of his car while his fiance got out to get something in the house real quick. He looked kind of wistful and said "It's just scary, you know?" "Why's that?" I asked. "Because you just never know if it's going to work out."
Yeah, they're screwed. That was about 15 years ago. If I could remember his last name, I'd look them up, but I can probably guess the end result.
Yeah, they're screwed. That was about 15 years ago. If I could remember his last name, I'd look them up, but I can probably guess the end result.
I'm a realist with statistics in the sense that 1 out of 2 is some scary odds to screw around with in terms of your life savings or being able to prosper financially (if we take the earlier post from the divorcee into consideration)
I'm late 20's and still trying to get settled into life anyhow so I have a very 'career first' 'life later' mentality unfortunately.
Last edited by topslop1; 03-17-16 at 09:37 AM.
#60
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Because riding is free, cycling is actually cheap compared to most sports. A recent argument I had in my house:
My wife's tennis gym membership: $200 / month, $2,400 / year (admittedly, a family membership but the rest of us almost never go to the gym)
Coaching and drills: $70 / month, $840 / year
Uniform and clothing: $200 / year (at least, probably far more)
Racquets: $300 / year (at least)
Shoes: $200 / year
Travel: $250 / year (at least)
Total: $4,190
She started pushing back for me spending ~2K / year on bike stuff and I made this point to her. She no longer pushes back on bike stuff.
My wife's tennis gym membership: $200 / month, $2,400 / year (admittedly, a family membership but the rest of us almost never go to the gym)
Coaching and drills: $70 / month, $840 / year
Uniform and clothing: $200 / year (at least, probably far more)
Racquets: $300 / year (at least)
Shoes: $200 / year
Travel: $250 / year (at least)
Total: $4,190
She started pushing back for me spending ~2K / year on bike stuff and I made this point to her. She no longer pushes back on bike stuff.
#61
Vain, But Lacking Talent
It's not about the possibility, it's about entertaining the possibility before you even enter into the marriage. It is now a "go to" option when things get tough. Things used to be really bad and women would be under social pressure to stay in abusive marriages, and none of the applies here, but the modern thought is "If it doesn't work, I'll just leave" and suddenly no one is fully committed. There has to be an in between where people do not enter into marriage lightly and do so with the intent that it is really "until death do us part" PROVIDED that neither of you cheat on each other, abuse each other, lie, steal, deceive etc. You just have to be willing to be that person and find someone else who is willing to be that person. It would take something EXTREME for me to decide I needed to divorce my wife. And she is also dedicated to me. But yes, the second I go and break that trust, I expect her to operate her legal right to a divorce, but being dedicated to each other we both actively avoid wronging each other in order to keep our marriage intact.
#62
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I think having doubt or any kind of doubt is just human, no? At least even thinking of a possibility is human? I don't think you can say that the 40-50% divorce rate is triggered just by someone saying 'you never know if it'll work' at the beginning of tying the knot?
I'm a realist with statistics in the sense that 1 out of 2 is some scary odds to screw around with in terms of your life savings or being able to prosper financially (if we take the earlier post from the divorcee into consideration)
I'm a realist with statistics in the sense that 1 out of 2 is some scary odds to screw around with in terms of your life savings or being able to prosper financially (if we take the earlier post from the divorcee into consideration)
Still, your point about marrying someone who makes much less than you is a valid concern, it's really hard to avoid resentment on some level if you feel like you're financing someone's lack of ambition, but that's a massive oversimplification and every couple will have their own dynamic and way of addressing that imbalance. The underlying factor has to be loving them as a person, and for me that has nothing to do with earning capacity.
Like I've posted before, I make a good deal less than my wife, but we are totally open about our feelings in that regard and have reached compromises on how to handle it (like proportional bill pay and me doing the housework ect.). If career moves bridge that gap somewhat in our future, great. I hope they do, but that factor alone is not enough to damage our relationship.
#63
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I guess you "should" get your raquet re-strung every few months and could get the newest shoes/gear, but we aren't winning tournaments, we're just playing for fun.
It's like the rec rider on a bike using the same chain/cables the bike came with 15 years ago. It makes us cringe, but who cares if they still work?
#64
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Wife and I play tennis together during the summer. Cost per year? A couple cans of balls, so maybe $10?
I guess you "should" get your raquet re-strung every few months and could get the newest shoes/gear, but we aren't winning tournaments, we're just playing for fun.
It's like the rec rider on a bike using the same chain/cables the bike came with 15 years ago. It makes us cringe, but who cares if they still work?
I guess you "should" get your raquet re-strung every few months and could get the newest shoes/gear, but we aren't winning tournaments, we're just playing for fun.
It's like the rec rider on a bike using the same chain/cables the bike came with 15 years ago. It makes us cringe, but who cares if they still work?
#65
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$250 in travel sounds like gas money.
I think having doubt or any kind of doubt is just human, no? At least even thinking of a possibility is human? I don't think you can say that the 40-50% divorce rate is triggered just by someone saying 'you never know if it'll work' at the beginning of tying the knot?
I'm a realist with statistics in the sense that 1 out of 2 is some scary odds to screw around with in terms of your life savings or being able to prosper financially (if we take the earlier post from the divorcee into consideration)
I'm late 20's and still trying to get settled into life anyhow so I have a very 'career first' 'life later' mentality unfortunately.
I'm a realist with statistics in the sense that 1 out of 2 is some scary odds to screw around with in terms of your life savings or being able to prosper financially (if we take the earlier post from the divorcee into consideration)
I'm late 20's and still trying to get settled into life anyhow so I have a very 'career first' 'life later' mentality unfortunately.
Until you've lived with someone through their lifetime ups-and-downs and their reactions to them as well as your own, well you don't really know them or yourself.
When my brother got hitched...he was always hearing from his wife about all he was doing wrong (which he kind of was-nice guy, but we all have our flaws), and constantly hearing about his wife's perfect girlfriends with their perfect marriages. Well guess what? Turns out her GFs were lying to her and putting on a good face. Inside of a year ALL those girlfriends were divorced, and the guys ran away.
#66
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Running = shoes and shorts
Cycling = bike, helmet, shorts, base layer, jersey, tires, jacket, knee warmers, leg warmers, shoes, cleats, chain lube, tubes, cyclocomputer, lights, special socks, gloves, tool kit and other consumables.
This is why we love cycling.....
Cycling = bike, helmet, shorts, base layer, jersey, tires, jacket, knee warmers, leg warmers, shoes, cleats, chain lube, tubes, cyclocomputer, lights, special socks, gloves, tool kit and other consumables.
This is why we love cycling.....
#67
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^ This
I bought a used Opus Andante 2008 for 750$ 5 years ago. Bit over priced, but was my first buy and my first mistake. The offering on kijiji (most popular local classified) is very bad. People sell their 2-3 yo bikes for 75+% of price when new. You can get cheaper new bike if you buy it end season. It's ridiculous!
Since every one buy from local bike shop, the used market pricing is nearly the same price of what you can get online.
The shoes I bought for 130$ are 292$ here:
Giro Trans E70 road shoe - | Primeau Velo
Anyway, I subscribed to my university's bike club and can't wait to try on my new stuff! That's also why I put a bit too much money in it. There are competitions and I wanted to be fully equipped.
I bought a used Opus Andante 2008 for 750$ 5 years ago. Bit over priced, but was my first buy and my first mistake. The offering on kijiji (most popular local classified) is very bad. People sell their 2-3 yo bikes for 75+% of price when new. You can get cheaper new bike if you buy it end season. It's ridiculous!
Since every one buy from local bike shop, the used market pricing is nearly the same price of what you can get online.
The shoes I bought for 130$ are 292$ here:
Giro Trans E70 road shoe - | Primeau Velo
Anyway, I subscribed to my university's bike club and can't wait to try on my new stuff! That's also why I put a bit too much money in it. There are competitions and I wanted to be fully equipped.
#68
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Running = shoes and shorts
Cycling = bike, helmet, shorts, base layer, jersey, tires, jacket, knee warmers, leg warmers, shoes, cleats, chain lube, tubes, cyclocomputer, lights, special socks, gloves, tool kit and other consumables.
This is why we love cycling.....
Cycling = bike, helmet, shorts, base layer, jersey, tires, jacket, knee warmers, leg warmers, shoes, cleats, chain lube, tubes, cyclocomputer, lights, special socks, gloves, tool kit and other consumables.
This is why we love cycling.....
#69
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It's almost free.
$40 tire every 5000 miles, $25 chain every 5000 miles, $5 shift cable every 2000, $5 housing every 4000, $20 cleats every 15,000, $10 bar tape every 10,000 $45 cassette every 20,000, $30 bottom bracket every 15,000 = $0.02 per mile. $0.40 a week, $21 a year.
Even durable equipment is inexpensive. With 19 years so far on my $900 titanium frame I haven't spent $4/month which barely buys a nice cup of coffee.
I've been wearing the same SPD shoes for at least 13 years (they have pink tinted primer spots from a 2001-2003 painting project)
$40 each from the UK but they're long lasting for a low per mile cost. I have 8000 miles on my front tire and 6000 on the rear with life left.
With kids in their odyssey years I bought a bunch of new previous season custom sizing samples and team left overs. You can't beat paying $15-$30 for $80 jerseys.
$40 tire every 5000 miles, $25 chain every 5000 miles, $5 shift cable every 2000, $5 housing every 4000, $20 cleats every 15,000, $10 bar tape every 10,000 $45 cassette every 20,000, $30 bottom bracket every 15,000 = $0.02 per mile. $0.40 a week, $21 a year.
Even durable equipment is inexpensive. With 19 years so far on my $900 titanium frame I haven't spent $4/month which barely buys a nice cup of coffee.
I just spent ~500, new shoes, pedal, tire and clothing. I am broke as hell and still student for a while. I carefully manage the few bucks I have but when it comes to biking I CAN'T CONTROL MYSELF! And it is far from being accessible...just changing from spd to spd-l is a good 200$! Would have been 300 if I did not find my shoes on clearance.
Conti GP4000 are 100$ the pair!
The rest went on clothing as I only had a cheap bib+ jersey from ebay.
I shopped around (local) every piece of clothing retail at around 100$.
I shopped around (local) every piece of clothing retail at around 100$.
Last edited by Drew Eckhardt; 03-17-16 at 10:41 AM.
#70
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Good tires are worth 15-20W @ 20 MPH beyond mediocre ones. That's in line with the difference between maximum one-hour and ten-minute power. It's huge.
#71
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I have Pearl Izumi shorts I bought in 1997 which have yet to do that, although the leg elastic/gripper is completely worn out
Last edited by Drew Eckhardt; 03-17-16 at 10:38 AM.
#72
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i can understand the pedal upgrade if the small platform of the spd was causing hotspot foot issues, which was my experience using spds for long rides. Going to a wider platform made for more comfortable riding. But a decent set of look or similar wide platform pedals can be had for considerably less than $200, including shoes.
#73
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My point is most any sport gets expensive if you let it. Also, anyone thinking running is "cheap" has never ran with a bunch of yuppies. They can make anything expensive.
#74
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Put it in perspective. Parking a car in downtown here is $9/day, nevermind special "event parking" rates. That comes out to $2,350 in money lost paying for rent for a place to put your car for a 40/hour-52/week job.
$250 in travel sounds like gas money.
People are simply terrible at judging character. Flipping a coin is about as good a call, statistically. And people are willing to turn a blind-eye to warning signs, because hormones and feelings. Everyone always puts on their very best-face in front of others, men and women both do it. Cleaning up the apartment for company, dressing up, being polite and watching language, and so on. It is all about compromise and people working together for the better of both-things go wrong when people want THEIR way or else.
Until you've lived with someone through their lifetime ups-and-downs and their reactions to them as well as your own, well you don't really know them or yourself.
When my brother got hitched...he was always hearing from his wife about all he was doing wrong (which he kind of was-nice guy, but we all have our flaws), and constantly hearing about his wife's perfect girlfriends with their perfect marriages. Well guess what? Turns out her GFs were lying to her and putting on a good face. Inside of a year ALL those girlfriends were divorced, and the guys ran away.
$250 in travel sounds like gas money.
People are simply terrible at judging character. Flipping a coin is about as good a call, statistically. And people are willing to turn a blind-eye to warning signs, because hormones and feelings. Everyone always puts on their very best-face in front of others, men and women both do it. Cleaning up the apartment for company, dressing up, being polite and watching language, and so on. It is all about compromise and people working together for the better of both-things go wrong when people want THEIR way or else.
Until you've lived with someone through their lifetime ups-and-downs and their reactions to them as well as your own, well you don't really know them or yourself.
When my brother got hitched...he was always hearing from his wife about all he was doing wrong (which he kind of was-nice guy, but we all have our flaws), and constantly hearing about his wife's perfect girlfriends with their perfect marriages. Well guess what? Turns out her GFs were lying to her and putting on a good face. Inside of a year ALL those girlfriends were divorced, and the guys ran away.