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Bike Stolen

Old 02-26-08, 11:55 AM
  #1  
CKey_Cal
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Bike Stolen

So my bike was stolen last night out of my garage. It wasn't that expensive of a bike (around $1100). Step 1, buy a new bike. Step 2 - Call the police? Will they be able to do anything? I can't come up with any reasonable expectation that it will do any good but I thought I'd ask.
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Old 02-26-08, 11:58 AM
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Step 1 already passed. you should have called the police last night. Realistically they can't/won't do anything but you need the official report for step 2.

Step 2: notify your insurance.

Buying a new bike is way down the list, buddy.
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Old 02-26-08, 12:18 PM
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try checking

craig's list
e-bay
local swap meets and pawn shops
free ad-papers (if there are things like that in your area)
local bike shops
put up notices on any public notice boards you can (offering a reward can help)

apart from that good luck
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Old 02-26-08, 12:59 PM
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Always inform the police. At least you have something on file in case you see the bike somewhere and call them to help you reclaim your property... or they catch the thief with his own garage full of bikes, and can identify yours.

Police auctions often have bikes for sale... I'll bet most of them are unclaimed stolen bikes.
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Old 02-26-08, 01:02 PM
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Don't worry, the thief will probably commit suicide, then you can celebrate.
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Old 02-26-08, 01:04 PM
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Originally Posted by botto View Post
Don't worry, the thief will probably commit suicide, then you can celebrate.
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Old 02-26-08, 01:13 PM
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Calling the police is a good idea, though the chances of success are not good. You might contact local pawnshops as well. There is a good chance the thief has no idea what they stole, and will try to unload it in any of the above mentioned ways.

I recently learned that in some areas, the police have a relationship with pawn shops such that pawnshops provide a list of suspicious items to check against theft complaints. This is more likely to occur in low crime areas, I would suspect.

Anyhow, best of luck. Oh yeah, on the insurance thing, part of whether it is worth yoru while depends on your deductable and whether they will cover replacement cost vs. new purchase.
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Old 02-26-08, 01:19 PM
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My life would be great if a $1100 bike "wasn't that expensive."

The police report could help. My brother got back his Haro Master like five years after it was stolen, because he filed a police report with the serial number.
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Old 02-26-08, 01:38 PM
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you might tell us what geopgraphical area, and pic of the bike....just in case one of us locals were to see it at the pawn shop, or on ebay etc. Its a long shot but then again, its something....


Sorry to hear about the bike though....I keep mine in the garage too, but they are locked to the ceiling. You might want to add something like that for your next ride.....
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Old 02-26-08, 04:31 PM
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My deductible is $1,000 so no joy from the insurance company. I went down to my closest bike shop which sells used bikes. Guy told me that typically bikes are stolen in my area (west san fernando valley, Ca) by tweakers who then take them down to one of the local home depot and sell them to day laborers for $50-$100. Wonderful.

Great idea to check craigslist and ebay. I'll scan there the next couple of days. I've already replaced the bike. I bought a Specialized Roubaix.

I'm keeping it in the house.

Thanks all.
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Old 02-26-08, 04:52 PM
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I say put the roubaix in the garage and leave the door open and sit in the window like that kitty in your icon and wait for the guy to come back for your new bike...
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Old 02-26-08, 05:21 PM
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Originally Posted by divineAndbright View Post
I say put the roubaix in the garage and leave the door open and sit in the window like that kitty in your icon and wait for the guy to come back for your new bike...

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Old 02-26-08, 05:43 PM
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I had a bike stolen, notified the police and claimed off the insurance. A whole year later the police recovered my bike!



They were trawling the free-ads for suspiciously cheap goods and came across it. They completely went up in my estimation.

I hope it works out for you. I remember how much it sucked.
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Old 02-26-08, 09:20 PM
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Originally Posted by stjohnswell View Post
I had a bike stolen, notified the police and claimed off the insurance. A whole year later the police recovered my bike!
So how does that work, then? Did you get your original bike back? Did you get to keep the bike you bought with the insurance money?

Seems win-win, if so.
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Old 02-26-08, 09:23 PM
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Originally Posted by bdcheung View Post
+1
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Old 02-27-08, 12:15 AM
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Originally Posted by stjohnswell View Post
I had a bike stolen, notified the police and claimed off the insurance. A whole year later the police recovered my bike!



They were trawling the free-ads for suspiciously cheap goods and came across it. They completely went up in my estimation.

I hope it works out for you. I remember how much it sucked.
Wonder how many bikes ever get recovered? The percentage must be small. Think it would be low on the cops to do list.

OP : a picture or description of "your" bike might help some sharp eyed BFer spot yours on Craigslist or ebay.
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Old 02-27-08, 02:08 AM
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Originally Posted by rousseau View Post
So how does that work, then? Did you get your original bike back? Did you get to keep the bike you bought with the insurance money?

Seems win-win, if so.
Yup, ended up with both bikes. By then the replacement was about a yea old. Still rather it hadn't happened. Having my primary form of transport stolen was a massive inconvenience.
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Old 02-27-08, 07:55 AM
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Originally Posted by Little Darwin View Post
Always inform the police. At least you have something on file in case you see the bike somewhere and call them to help you reclaim your property... or they catch the thief with his own garage full of bikes, and can identify yours.
Police auctions often have bikes for sale... I'll bet most of them are unclaimed stolen bikes.
+1

Often the same folks taking bikes are into all sorts of other stuff. Most get caught eventually for something and it is allways nice to be able to add a few charges for stuff you find in their houses/garages/ect. If your bike is not in the system it will not be identified.
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Old 02-27-08, 08:26 AM
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You really don't want to file insurance claims against your Homeowner's policy for stolen bikes.

Filing small claims can raise your insurance premiums, lead to cancellation, non renewal, of your policy, and in the worse case make insurance companies unwilling to write coverage on your property (even for a new owner.) It's simply not worth it for a bike.

But you say, why pay for insurance, and not use it? The answer is don't pay to insure against small claims. Raise your deductable as high as you can afford (and your Mortgage company will allow) $5,000, even $10,000.

By self insuring against smaller losses which you can afford to absorb, you pocket the premium (and the associated profit that would otherwise go to the Insurance company), you're still covered agaisnt Catastrophic loss, and you avoid the problem of hurting your insurability by filing small claims.
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